The home loan application process is notorious for its complexity and tediousness. To make the process smoother for yourself, there are several tips and tricks you can employ, getting you closer to your dream home in Melbourne, faster! Of course, the basics go without saying, such as proof of identification and evidence of income. However, many lenders will want to see further documentation, such as a reference from an employer, tax returns, and records of your assets or shares. Providing this information is not only beneficial, but sometimes necessary to get your application progressing. Those that are self-employed will often […]