Best Mortgage Broker in Melbourne

Our specialised mortgage brokers can help you to find the best deal on your home loan. For personalised services for home, business and investor loans, contact the dedicated Mel Finance team. We are based in Melbourne and proudly work with clients from across Greater Melbourne.


Specialised Loan Services From An Independent Mortgage Broker

We are a group of experienced mortgage brokers dedicated to helping our Melbourne-based clients secure a loan that suits their unique needs and circumstances. Recognised as industry experts with a wealth of knowledge and insight, we are trusted by personal, business and investment clients to get competitive rates from our extensive panel of lenders. If you’re looking for the best mortgage broker in Melbourne, look no further than Mel Finance.

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The Mel Finance Approach

We work with Melbourne-based homebuyers, offering a premium level of service and support. While a bank may treat you like a transaction, we’ll treat you like a person. When some providers may prioritise their needs, we’ll prioritise yours. Instead of long wait times, impersonal service, confusing policies and a revolving door of staff, you can work with Mel Finance. Our dedicated team are industry experts and work with a panel of lenders to find the very best deal for you. View our basic mortgage repayment calculator.

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    Lenders


    The Mel Finance team works with an extensive panel of mortgage lenders to find every client the best offers.

    Who We Work With


    First Home Buyers

    Don’t navigate your first home purchase alone. We’ll be your guide every step of the way, coordinating all of your loan needs and giving you more time to enjoy the joys of homeownership.

    Homeowners

    Whether you’re purchasing your second home, beach house, dream home or retirement home, our mortgage brokers can assist.

    Self-Employed

    We can help the nearly 1 in 5 Australians who are self-employed to find a suitable loan for their mortgage.

    Businesses

    We can help you to arrange commercial business loans to improve and boost your business operations.

    Medical Professionals

    We provide specialised advice for healthcare professionals registered with the Medical Board of Australia.

    Investors

    Tailored advice for Melbourne-based investors to secure property investment loans.

    The Mortgage Process

    Initial consultation

    We work with you to understand your mortgage goals, objectives and expectations. Book your first consult now.

    Select your rate and term

    We’ll help you choose the right mortgage that fits your needs.

    Lodge application

    Lodge your application, supporting documents and follow up with the progress of the settlement.

    Formal approval

    We strive for comprehensive, timely approval with your chosen lender.

    Peace of mind

    We will handle all the other details and paperwork for you.

    Simplifying Mortgages For Busy Melburnians

    We know that organising a mortgage loan can be demanding and time-consuming. That’s why we have a personalised and straightforward way for time-poor Melburnians to still get the best deal outside of business hours. With our 13-page questionnaire and cutting-edge loan-filtering software, our mortgage advisor can efficiently locate the best mortgage loan for your situation. This process allows us to give you the best possible rates while saving you time, resources and stress.

    FAQs

    1What does a mortgage broker actually do?
    A mortgage broker acts as the middle party between you and your lender. They use their industry expertise to find the best deal for you.
    2Should I work with a mortgage broker?
    If you’re getting a mortgage and want to find the best deal on the market for your situation, then you should certainly consider working with a mortgage broker. They can save you time, fees and stress.
    3Does it cost money to use a mortgage broker?
    Mortgage brokers earn a commission from lenders and do not charge additional fees. You will not pay extra costs, and a mortgage broker will ultimately save you money by securing the best deal.
    4Can mortgage brokers get better rates?
    Mortgage brokers are industry experts that work closely with lenders and have access to insider knowledge and deals that homebuyers don’t. They are therefore placed to find and secure better deals.
    5Is it better to go with a mortgage broker or a bank?
    Mortgage brokers can negotiate a better deal for you and speak with multiple lenders to find the best deal. A bank will only present their offer, so you will never know if there’s a better deal out there.
    6How do I choose a mortgage broker that’s right for me?
    Work with a mortgage broker who takes the time to listen to you and understand your goals. At Mel Finance, we offer a tailored service to Melbourne-based homebuyers and always place them as the top priority.
    7Can I switch mortgage brokers?
    Yes, if you feel like your mortgage broker doesn't have your best interests as their priority, you can switch to a more well-matched provider.

    At Mel Finance, we've helped a number of clients secure home loans & mortgages in Melbourne. Many of our clients secure home loans in suburbs such as: Blackburn, Brighton, Carnegie, Cheltenham, Clayton, Docklands, Point Cook, Port Melbourne, South Melbourne, Carlton, Glen Waverley, Narre Warren, Wheelers Hill, Thomastown & beyond.

    Book Your Free Consultation With A Mortgage Broker

    We work with clients across Melbourne, helping them to refinance or secure a home loan. Whether you’re purchasing your first property, your dream home or an investment, our team of mortgage brokers will offer expert guidance every step of the way.

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