Mortgage Broker Carlton, VIC
Are you looking for a dedicated Mortgage Broker in Carlton? Do you want to buy your first home in Carlton and do it right the first time?
At Mel Finance, our team of financial experts put your needs and requirements first.
Having years of in-depth and reliable experience and training our professional and attentive mortgage brokers have helped hundreds of Carlton home and business owners gain affordable mortgages and loans at super competitive interest rates that allow our clients to be able to repay the loan comfortably and on-time.
Our attentive team utilise extensive information gathering on our clients to ensure that we are able to find the most suitable loan for them. For the best results we expertly use cutting-edge mortgage loan filtering software to calculate, based on the provided information, which loan is best for you and your current situation.
We are committed to providing a comprehensive set of services tailored to your individual requirements the team at Mel Finance conduct extensive information gathering on our clients.
After we have found the necessary information we look outside of the standard “big four” banks to help you find the correct mortgage at the cheapest possible rate perfect for your situation and finances. To learn more about our unique and lasting approach or to speak to one of our expert mortgage brokers about how we can help Carlton residents can contact us today.
At Mel Finance we will be with you through every step of the process for complete peace of mind.
In addition to our regular services we will provide you a comprehensive property profile report prepared by Corelogic RP data, the largest property data company In Australia.
Find out how you can request a FREE property profile report by contacting us today.
Who we work with
First Home Buyers
You don’t need to navigate your first home purchase without help. We will be your guide every step of the way, coordinating all of your home loan needs and giving you more time to enjoy the joys of homeownership.
Whether you’re purchasing your second home, beach house, dream home or retirement home, our qualifed mortgage brokers can assist.
We can help the nearly 1 in 5 Australians who are self-employed to find a suitable loan for their mortgage.
We can help you to arrange business loans to improve and boost your business operations.
We provide specialised advice and mortgage loans for healthcare professionals registered with the Medical Board of Australia.
Tailored advice for Melbourne-based investors to secure property investment loans.
The mortgage process
1. Initial Consultation
We work with you to understand your mortgage goals, objectives and expectations. Book your first consult now.
2. Select Your Rate & Term
We’ll help you choose the right mortgage that fits your needs.
3. Lodge Application
Lodge your application, supporting documents and follow up with the progress of the settlement.
4. Formal Approval
We strive for comprehensive, timely approval with your chosen lender.
5. Peace of Mind
We will handle all the other details and paperwork for you.
Simplifying mortgages for busy Melburnians in Carlton
We know that organising a loan can be frustrating and time-consuming.
That’s why we have a personalised and straightforward way for time-poor Melburnians to still get the best deal outside of business hours. With our 13-page questionnaire and cutting-edge loan-filtering software, our mortgage advisor can efficiently locate the best mortgage loan for your situation.
This process allows us to give you the best possible rates while saving you time, resources and stress.
Frequently Asked Questions
A mortgage broker acts as the middle party between you and your lender. They use their industry expertise to find the best deal for you.
If you’re getting a mortgage and want to find the best deal on the market for your situation, then you should certainly consider working with a mortgage broker. They can save you time, fees and stress.
Mortgage brokers earn a commission from lenders and do not charge additional fees. You will not pay extra costs, and a mortgage broker will ultimately save you money by securing the best deal.
Mortgage brokers are industry experts that work closely with lenders and have access to insider knowledge and deals that homebuyers don’t. They are therefore placed to find and secure better deals.
Mortgage brokers can negotiate a better deal for you and speak with multiple lenders to find the best deal. A bank will only present their offer, so you will never know if there’s a better deal out there.
Work with a mortgage broker who takes the time to listen to you and understand your goals. At Mel Finance, we offer a tailored service to Melbourne-based homebuyers and always place them as the top priority.
Yes, if you feel like your mortgage broker doesn't have your best interests as their priority, you can switch to a more well-matched provider.
Our Coverage Area
We’ve helped singles, couples and families all across Melbourne secure the perfect home loan rate.