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Mortgage Broker Niddrie, VIC

Are you looking for a dedicated Mortgage Broker in Niddrie? Do you want to buy your first home in Niddrie and do it right the first time?

At Mel Finance, our team of financial experts put your needs and requirements first.

Having years of deep and reliable experience and training our licensed and attentive mortgage brokers have helped countless Niddrie home and business owners gain affordable mortgages and loans at the most competitive interest rates which allow our clients to be able to repay the loan comfortably and on-time.

Our attentive team utilise extensive information gathering on our clients to ensure that we are able to find the most suitable loan for them. For the best results we expertly use cutting-edge mortgage loan software to determine, based on the provided information, which loan is best for you and your situation.

Always committed to providing a comprehensive set of services tailored to your individual requirements the team at Mel Finance conduct extensive information gathering on all of our clients.

After we have gained the required information we look outside of the standard “big four” banks to help you find the right mortgage at the best possible rate perfect for your current situation and financial position. To find out more about our unique and lasting approach or to speak to one of our expert mortgage brokers about how we can help Niddrie residents can contact us today.

At Mel Finance we will be with you through every step of the process for complete peace of mind.

In addition to our regular services we will provide you a comprehensive property profile report prepared by Corelogic RP data, the largest property data company In Australia.

Find out how you can request a FREE property profile report by contacting us today.

Who we work with

First Home Buyers

You shouldn’t navigate your first home purchase by yourself. We’ll be your guide every step of the way, coordinating all of your loan needs and giving you more time to enjoy the joys of homeownership.

Homeowners

Whether you’re buying your second home, beach house, dream home or retirement home, our trusted mortgage brokers can assist.

Self-Employed

We can help the nearly 1 in 5 Australians who are self-employed to find a suitable loan for their mortgage.

Businesses

We can help you to arrange commercial business loans to improve and boost your business operations.

Medical Professionals

We provide specialised advice and mortgage loans for healthcare professionals registered with the Medical Board of Australia.

Investors

Tailored advice for Melbourne-based investors to secure property investment loans.

The mortgage process

1. Initial Consultation

We work with you to understand your mortgage goals, objectives and expectations. Book your first consult now.

2. Select Your Rate & Term

We’ll help you choose the right mortgage that fits your needs.

3. Lodge Application

Lodge your application, supporting documents and follow up with the progress of the settlement.

4. Formal Approval

We strive for comprehensive, timely approval with your chosen lender.

5. Peace of Mind

We will handle all the other details and paperwork for you.

Simplifying mortgages for busy Melburnians in Niddrie

We know that organising a loan can be frustrating and time-consuming.

That’s why we have a personalised and straightforward way for time-poor Melburnians to still get the best deal outside of business hours. With our 13-page questionnaire and cutting-edge loan-filtering software, our mortgage advisor can efficiently locate the best mortgage loan for your situation.

This process allows us to give you the best possible rates while saving you time, resources and stress.

Frequently Asked Questions

1What does a mortgage broker actually do?

A mortgage broker acts as the middle party between you and your lender. They use their industry expertise to find the best deal for you.

2Should I work with a mortgage broker?

If you’re getting a mortgage and want to find the best deal on the market for your situation, then you should certainly consider working with a mortgage broker. They can save you time, fees and stress.

3Does it cost money to use a mortgage broker?

Mortgage brokers earn a commission from lenders and do not charge additional fees. You will not pay extra costs, and a mortgage broker will ultimately save you money by securing the best deal.

4Can mortgage brokers get better rates?

Mortgage brokers are industry experts that work closely with lenders and have access to insider knowledge and deals that homebuyers don’t. They are therefore placed to find and secure better deals.

5Is it better to go with a mortgage broker or a bank?

Mortgage brokers can negotiate a better deal for you and speak with multiple lenders to find the best deal. A bank will only present their offer, so you will never know if there’s a better deal out there.

6How do I choose a mortgage broker that’s right for me?

Work with a mortgage broker who takes the time to listen to you and understand your goals. At Mel Finance, we offer a tailored service to Melbourne-based homebuyers and always place them as the top priority.

7 Can I switch mortgage brokers?

Yes, if you feel like your mortgage broker doesn't have your best interests as their priority, you can switch to a more well-matched provider.

Our Coverage Area

We’ve helped singles, couples and families all across Melbourne secure the perfect home loan rate.

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