Melbourne's Premier Mortgage Brokers
5.0
140+ Google Reviews
Unlock Exceptional Rates For Your Home Loan and Refinancing Needs
Fast | Simple | Lowest Rates
Arrange a No-Obligation 15-Minute Call
Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide
Mortgage Broker South Yarra
Welcome to Mel Finance
A leading figure in the Melbourne mortgage scene, Mel Finance excels in creating individualised loan and refinancing options that maximise your time and financial resources. Backed by an array of top reviews from satisfied Australian clients and a broad lender network, we stand as your trusted option for all South Yarra mortgage affairs.
Comprehensive Financial Broker Solutions
Catering to All Your Loan and Refinancing Requirements
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
At Mel Finance, we aim to guide you through the complexities of purchasing investment properties. With a variety of investment loan options, our knowledgeable property finance team will collaborate with you to select the most suitable one for your particular situation. Whether you’re new to investing or growing your portfolio, we can provide guidance on how to optimise your loan structure for tax benefits.
Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in South Yarra sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers.
Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.
Navigating a home loan application with a poor credit record can feel overwhelming. The Mel Finance team is here to assist you every step of the way, from enhancing your application to selecting a lender that aligns with your requirements.
If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
Chat With A Loan And Refinancing Expert Now
Seeking direction and guidance on your property investment or financial path?
Schedule a chat with our team today to explore your possibilities.We Partner With Over 47 Lenders To Bring You Competitive Rates
Hear From Our Satisfied Clients
Work With Award-Winning Mortgage Brokers
Mortgage Advisers You Can Have Confidence In
When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of expert mortgage brokers have a wealth of experience and knowledge to offer and are committed to helping you find the loan that best suits your needs.
Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.
Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local South Yarra area today.
The Mel Finance Difference
MFAA APPROVED
In South Yarra, we're recognised as mortgage brokers with MFAA (Mortgage and Finance Association of Australia) accreditation.
AWARD WINNING
Mel Finance has consistently been recognised as a leading mortgage broker over consecutive years.
12 YEARS EXPERIENCE
For more than a decade, we've been partnering with clients to reach their financial aspirations.
FULLY QUALIFIED
Lumbini's credentials include an MBA in Mortgage Broking from the University of Wales, as well as a Cert IV and a Diploma in Mortgage Broking and Finance.
FULLY LICENSED
Being fully licensed and ASIC-registered mortgage brokers, we're well-versed in the industry's specific requirements.
CLIENT-FOCUSED
At Mel Finance, rest assured that your goals and requirements are always at the forefront of our efforts.
FAQs
Can you explain the job of a mortgage broker?
A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.
What's the advantage of using a mortgage broker?
There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in South Yarra can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.
Is it possible for a mortgage broker to reduce my monthly payments?
Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.
In what ways can a mortgage broker help with long-term savings?
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
How does Mel Finance stand out among other mortgage brokers?
Mel Finance has been a pillar in the South Yarra community for more than 12 years, perfecting our mortgage procedures to provide unmatched financing options to our diverse clientele. Our customer testimonials speak volumes about our commitment to excellence. For the premier mortgage brokers in South Yarra, consider Mel Finance as your go-to choice.
Does Mel Finance have fees?
We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.
Is there continuing support after my loan settles?
Once your loan is finalised, Mel Finance continues to be your partner. We receive a trailing commission from your chosen lender, which enables us to provide ongoing service, including answering your queries and making necessary modifications to your loan. Our brokers will annually review your loan to ensure it continues to meet your financial goals, and negotiate with your lender for more favourable rates if needed.
In which suburbs can Mel Finance assist with home loans?
We service clients in the Melbourne CBD area, including South Yarra, and across the surrounding suburbs of Melbourne, Australia.
View our service locations here.
Finance News And Resources
Multiple Offset Accounts – Which Banks Offer Multiple Offset Accounts
Multiple offset accounts Unlock the potential of your mortgage by exploring the advantages of deploying multiple offset accounts. In this guide, we shed light on
Why Refinance Your Home Loan?
The onset of 2023 brings a forecast of continued interest rate increases, spotlighting the importance of examining your finances to identify potential savings. One area
Refinancing home loan
Tips for Successfully Refinancing Your Home Loan Unlock the secrets to secure mortgage refinancing approval, even in a climate of rising interest rates. As interest
Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
To get started with one of our seasoned finance or mortgage brokers in South Yarra, connect with us today.
