Mel Finance

Melbourne's Premier Mortgage Brokers

5.0

140+ Google Reviews

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Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

Mortgage Broker Melbourne

Mortgage Broker Blackburn

Welcome to Mel Finance

With a well-earned standing as a premier mortgage broker in Melbourne, Mel Finance takes pride in presenting personalised loan and refinancing plans designed to save you both time and money. Our high number of five-star ratings from satisfied clients across Australia and partnerships with an extensive range of lenders solidify our position as the reliable choice for your Blackburn mortgage needs.

Comprehensive Financial Broker Solutions

Understanding that no two financial landscapes are the same, Mel Finance is committed to delivering customised service. We'll partner with you to discover the ideal business or home loan that matches your requirements.

Catering to All Your Loan and Refinancing Requirements

Our seasoned team has an extensive offering of home loan products. We’ll work closely with you to identify the ideal home loan that aligns with your needs, whether you’re entering the housing market for the first time, looking to invest, or managing more than one property. By evaluating options from multiple lenders, we’ll aim to help you find the best possible deal and a lower rate.

Mel Finance can help you make informed decisions when buying investment properties. We offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one tailored to your specific needs. Our team can advise on the best way to structure your loan for tax purposes, whether you’re a first-time buyer or expanding your portfolio. 

 Buying your first home can be a thrilling but daunting journey. The Mel Finance crew assists aspiring homeowners in Blackburn in understanding the property market, determining how much you can borrow, obtaining a home loan, familiarising yourself with various mortgage options and addressing lenders mortgage insurance (LMI). Realise your dream of homeownership with a loan tailored to your needs through our reliable mortgage brokers. 

Wondering if there’s a better offer out there? Explore your refinancing options with our experienced mortgage brokers. We’ll guide you from start to finish, helping you weigh your alternatives and settle on a newly refinanced mortgage. Refinancing can be a pathway to obtaining a more favourable interest rate, rolling your debts into a single loan, cutting down the repayment time, and reaching debt freedom sooner. 

Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation. 

If you’re a doctor or medical professional you may be eligible for a number of benefits when you take out a home loan, including lower interest rates, higher loan amounts and waived Lenders Mortgage Insurance (LMI).

If you run your own business, securing a loan might be challenging due to lenders requiring evidence of stable income. Mel Finance is here to assist you in gathering the necessary financial documents and exploring various lending options, interest rates, and more. 

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Family Mortgage Broker Melbourne Mob

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In search of help or advice on your real estate or financial decisions?

Get in touch with our team today to find out what’s available.

Teaming Up With 47+ Lenders To Help You Find The Best Rates

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See What Our Clients Are Saying

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more

Hannah M Avatar Hannah M
November 12, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more

Elizabeth Z Avatar Elizabeth Z
November 3, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more

David Lim Avatar David Lim
October 23, 2023

I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more

Foodie Doc Melbourne Avatar Foodie Doc Melbourne
September 20, 2023

Work With Award-Winning Mortgage Brokers

Melfinance MFAA 2021
2021

Top 5 Mortgage Broker in VIC/TAS out of 4500 mortgage Brokers.

Melfinance MFAA 2023
2023

Listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide.

MelFinance Elite Broker 2023
2022/2023

Recognised as an Elite broker by Commonwealth Bank Australia due to the quality of loan submissions and accuracy.

Melbourne-Mortgage-Brokers-Award-1.png
2023

Listed by Top Experts who reviewed 131 Mortgage Brokers in Melbourne.

Mortgage-Broker-Melbourne-Choice-Annual-Award-Broker-Seal
2023

Won 2023 Choice Platinum Achiever by LMG.

Platinum Achiever Award 2022
2022

Won the Choice Aggregation Platinum Award out of 1400 Mortgage Brokers in the VIC /TAS group.

Mortgage Advisers You Can Have Confidence In

In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements. 

What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible. 

Secure your spot for a free consultation and discuss your needs with an experienced mortgage broker from Blackburn today.

Melbourne mortgage broker

Why Choose Mel Finance

MFAA APPROVED

In Blackburn, we're recognised as mortgage brokers with MFAA (Mortgage and Finance Association of Australia) accreditation.

AWARD WINNING

For several years in a row, we've stood out as one of the go-to mortgage brokers in Melbourne.

12 YEARS EXPERIENCE

For more than a decade, we've been partnering with clients to reach their financial aspirations.

FULLY QUALIFIED

Holding a Mortgage Broking Diploma (MBA) from the University of Wales, along with a Cert IV and Diploma in Mortgage Broking and Finance, Lumbini is highly qualified to help.

FULLY LICENSED

With full licensing and ASIC registration, we're in tune with the specialised demands of the mortgage industry.

CLIENT-FOCUSED

When working with Mel Finance, you can trust your goals and needs will always be our priority.

Mortgage Broker FAQs

A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.

There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Blackburn can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.

Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.

If it’s your first time getting a loan, you might question the need for a mortgage broker when you can talk directly to a bank. However, our expertise allows us to assess your specific needs and compare loan options from a range of lenders, extending beyond just the major banks. We take into account LMI and fluctuating interest rates, ensuring that you get the most value for your money in the long run, minimising monthly payments and total interest costs.

Our company has helped the residents of Blackburn for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Blackburn, give our team at Mel Finance a call.

We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.

After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.

Mel Finance is available to clients in the Melbourne CBD and nearby suburbs such as Blackburn.
View our service locations here.

Finance News And Resources

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Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!

Choosing Mel Finance means you’re opting for a highly personalised experience. We prioritise treating you like a human being rather than just a number, and we never stop pushing for the best possible solutions for your specific situation.

Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Blackburn.
Melbourne best mortgage broker

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