Mortgage Broker in Melbourne
We are a team of highly experienced mortgage brokers helping our clients to secure the best loans at the most competitive rates. We offer expert advice, and adopt a highly tailored approach for clients at all stages of the property journey, from first time home buyers to retirees. Beyond home loans, we work with businesses and investors, offering a specialised service designed to provide the latest industry insights, accurate market advice and the most suitable loans for all of our clients. For all your mortgage needs, make Mel Finance your first choice.
Mortgage Brokers You Can Trust
When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of mortgage brokers have a wealth of experience and knowledge to offer, and are committed to helping you find the loan that best suits your needs.
We work with a range of lenders, so whether you’re looking for a low interest rate, flexible repayments, or anything else, we can help you find the right loan.
What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a home owner.
Book a free consultation and discuss your needs with an experienced Melbourne-based mortgage broker today.
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Finance Services
At Mel Finance, we offer the following financial services & loans:
At Mel Finance, we understand that everyone's financial circumstances are different. This is why we offer a personalised service, and will work with you to find a loan that suits your needs.
Home Loans
Buying a home is one of the biggest financial decisions you'll make in your life. At Mel Finance, we can help make the process as smooth and stress-free as possible. We have a wide range of home loan products on offer, and our experienced brokers will work with you to find the right one. We understand that every home buyer is different, and we'll tailor our advice to your specific needs.
We'll help you secure the best deal on your home loan whether you’re a first home buyer, an investor buying a new investment property or multiple property owner. Our team are Melbourne-based mortgage broker specialists, able to compare a panel of lenders, identify the best deal and offer expert advice.
Investment Property Loans
Buying investment properties is a big decision. You want to make sure you're getting the best return on your investment, and that's where we can help. At Mel Finance, we offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one. We understand that every investor is different, and we'll tailor our advice to your specific needs so you can find the right property in the current property market.
Whether you’re buying your first investment property or expanding your portfolio, we can help you find the right loan. Our team can advise on the best way to structure your loan for tax purposes.
Refinance
Could you get a better deal? Find out by discussing your options of refinancing with our expert team. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage.
Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Debt Consolidation
If you have multiple debts, you may be able to save money by consolidating your debts into one loan. This can also help make your repayments more manageable. We can advise on the best way to consolidate your debts and find a loan that suits your needs.
Bad Credit Loans
If you have bad credit, you may still be able to get a loan. We work with a panel of lenders that can offer loans to people with bad credit. We’ll help you understand your options and find a loan that meets your needs.
Doctor Loans
If you’re a doctor, we can help you find a loan that suits your needs. We offer a range of doctor loans, and our experienced brokers will work with you to find the right one. We understand the unique financial circumstances of doctors, and we'll tailor our advice to your specific needs.
Self-Employed Home Loans
If you’re self-employed, we can help you find a loan that suits your needs. We understand the unique financial circumstances of the self-employed, and we'll tailor our advice to your specific needs.
Mortgage Broker Melbourne
The team at Mel Finance are experienced mortgage brokers based in Melbourne. We work with a panel of lenders to find the best loan for your needs. We offer a free consultation to discuss your needs and provide expert advice. Contact us today to book a consultation.
First Home Buyers
We know that purchasing your first home is an exciting yet often daunting experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options & mortgage products and dealing with lenders mortgage insurance (LMI). Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
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Our Focus Is You
Our mission is to offer Melbourne residents a seamless and stress-free service, helping them through the entire refinance, mortgage or loan process. We prioritise the needs of our clients and strive to get them the best deals.
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Why Mel Finance?
We are an industry-leading authority, entirely focused on providing the best service and offers in Melbourne. We are an MFAA (Mortgage and Finance Association of Australia) approved mortgage brokers in Melbourne, making us fully compliant with industry standards. If you're curious about your lending situation, check out our basic mortgage repayment calculator.
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First Home Buyer?
Read on to discover the top 10 questions to consider before you buy your first home in the next 3 months
Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience. Lumbini's knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.
From our first contact, Lumbini was a consummate professional. He arranged for us to meet so he could assess our needs for our first home loan and from there onwards, he provided my wife and I with excellent advice, support and of course the right mortgage. He was transparent, honest and available for any questions that we had. He made the whole process easier for us. It was a pleasure to work with him and we wouldn't hesitate to seek his services again for our next purchase.
We had a pleasant experience dealing with Mel Finance Services who were friendly, helpful, professional, enthusiastic, and understanding of our needs. It was clear that he was passionate about providing us with the service that we needed to make the process as stress-free as possible. His diligence and understanding of the industry makes him an outstanding broker and we would go through him again for any future financing opportunities.
Our Lenders
Book Your Free Consultation
We work with clients across Melbourne, helping them to refinance or secure a home loan. Whether you’re purchasing your first property, your dream home or an investment, our mortgage broker melbourne team will offer expert guidance every step of the way.
Why Use A Mortgage Broker?
A mortgage broker is a must for anyone in the market for a new home loan. We do all the investigations for you to find you the best deal and explain the lending process and any lending fees associated with your loan. Unlike other mortgage brokers, at Mel Finance, our mission is to serve Melbourne residents with a seamless process leaving you without stress and hassle.
We Know First Home Buyers
Seeking your first home as a new buyer can be daunting and we help our customer navigate the minefield of home loans here in Melbourne. Secure the property of your dreams with a loan that’s the perfect fit for you and your situation.
Why Choose Us?
We seperate ourselves from our competitors by being the authority in the industry. We are an MFAA (Mortgage & Finance Association of Australia) approved mortgage broker based in Melbourne making us fully compliant with industry standards. We always put our clients’ needs first and our 5-star Google reviews speak for themselves. Look no further than MelFinance for a suitable home loan option.See What Our Clients Are Saying
Lumbini was very friendly, upfront and helpful every step of the way. He made himself available to answer any questions and responded very promptly. The face-to-face Zoom meetings made the... read more
Robert TaylorSeptember 20, 2021
Thank you very much Lumbini from Mel Finance Services for helping us getting a home loan which my bank CBA is not interested at all. He guided us step by... read more
jerry yangJanuary 21, 2022
Fantastic service Highly recommend Was recommended another broker by a friend but after a Google search and reading the great reviews I decided to give Lumbini a call, so glad I... read more
Darryl SmithOctober 1, 2021
Lumbini provided invaluable services to my wife and I. We were inexperienced in setting up for an investment property and could not have done it without Lumbini. Lumbini followed through... read more
Richard HillApril 21, 2021
Find Us
At Mel Finance, we've helped a number of clients secure home loans & mortgages in Melbourne. Many of our clients secure home loans in suburbs such as: Blackburn, Brighton, Carnegie, Cheltenham, Clayton, Docklands, Point Cook, Port Melbourne, South Melbourne, Carlton, Glen Waverley, Narre Warren, Wheelers Hill, Thomastown & beyond.