10 Years Experience
Fully Licensed and Accredited
Quality Customer Service
24/7 Live Chat


Mortgage Broker in Melbourne

Welcome to Mel Finance

We are a team of highly experienced mortgage brokers helping our clients to secure the best loans at the most competitive rates. We offer expert advice, and adopt a highly tailored approach for clients at all stages of the property journey, from first time home buyers to retirees. Beyond home loans, we work with businesses and investors, offering a specialised service designed to provide the latest industry insights, accurate market advice and the most suitable loans for all of our clients. For all your mortgage needs, make Mel Finance your first choice.

Mortgage Brokers You Can Trust

When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of mortgage brokers have a wealth of experience and knowledge to offer, and are committed to helping you find the loan that best suits your needs.

We work with a range of lenders, so whether you’re looking for a low interest rate, flexible repayments, or anything else, we can help you find the right loan.

What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a home owner.

Book a free consultation and discuss your needs with an experienced Melbourne-based mortgage broker today.

Finance Services

At Mel Finance, we offer the following financial services & loans:

  • Home Loans
  • Investment Loans
  • Commercial Property Loans
  • Refinance Loans
  • SMSF Loans
  • Self Employed Home Loans
  • Doctor Loans
  • Debt Consolidation Loans
  • Bad Credit Loans

    At Mel Finance, we understand that everyone's financial circumstances are different. This is why we offer a personalised service, and will work with you to find a loan that suits your needs.

    Home Loans

    Buying a home is one of the biggest financial decisions you'll make in your life. At Mel Finance, we can help make the process as smooth and stress-free as possible. We have a wide range of home loan products on offer, and our experienced brokers will work with you to find the right one. We understand that every home buyer is different, and we'll tailor our advice to your specific needs.

    We'll help you secure the best deal on your home loan whether you’re a first home buyer, an investor buying a new investment property or multiple property owner. Our team are Melbourne-based mortgage broker specialists, able to compare a panel of lenders, identify the best deal and offer expert advice.

    Investment Property Loans

    Buying investment properties is a big decision. You want to make sure you're getting the best return on your investment, and that's where we can help. At Mel Finance, we offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one. We understand that every investor is different, and we'll tailor our advice to your specific needs so you can find the right property in the current property market.

    Whether you’re buying your first investment property or expanding your portfolio, we can help you find the right loan. Our team can advise on the best way to structure your loan for tax purposes.

    Refinance

    Could you get a better deal? Find out by discussing your options of refinancing with our expert team. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage.

    Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.

    Debt Consolidation

    If you have multiple debts, you may be able to save money by consolidating your debts into one loan. This can also help make your repayments more manageable. We can advise on the best way to consolidate your debts and find a loan that suits your needs.

    Bad Credit Loans

    If you have bad credit, you may still be able to get a loan. We work with a panel of lenders that can offer loans to people with bad credit. We’ll help you understand your options and find a loan that meets your needs.

    Doctor Loans

    If you’re a doctor, we can help you find a loan that suits your needs. We offer a range of doctor loans, and our experienced brokers will work with you to find the right one. We understand the unique financial circumstances of doctors, and we'll tailor our advice to your specific needs.

    Self-Employed Home Loans

    If you’re self-employed, we can help you find a loan that suits your needs. We understand the unique financial circumstances of the self-employed, and we'll tailor our advice to your specific needs.

  • Mortgage Broker Melbourne

    The team at Mel Finance are experienced mortgage brokers based in Melbourne. We work with a panel of lenders to find the best loan for your needs. We offer a free consultation to discuss your needs and provide expert advice. Contact us today to book a consultation.



    First Home Buyers

    We know that purchasing your first home is an exciting yet often daunting experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options & mortgage products and dealing with lenders mortgage insurance (LMI). Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
    Learn More

    Our Focus Is You

    Our mission is to offer Melbourne residents a seamless and stress-free service, helping them through the entire refinance, mortgage or loan process. We prioritise the needs of our clients and strive to get them the best deals.
    Read Testimonials

    Why Mel Finance?

    We are an industry-leading authority, entirely focused on providing the best service and offers in Melbourne. We are an MFAA (Mortgage and Finance Association of Australia) approved mortgage brokers in Melbourne, making us fully compliant with industry standards. If you're curious about your lending situation, check out our basic mortgage repayment calculator.
    Learn More


    • Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience. Lumbini's knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.
      Ryan
    • From our first contact, Lumbini was a consummate professional. He arranged for us to meet so he could assess our needs for our first home loan and from there onwards, he provided my wife and I with excellent advice, support and of course the right mortgage. He was transparent, honest and available for any questions that we had. He made the whole process easier for us. It was a pleasure to work with him and we wouldn't hesitate to seek his services again for our next purchase.
      Fernando Quiros
    • We had a pleasant experience dealing with Mel Finance Services who were friendly, helpful, professional, enthusiastic, and understanding of our needs. It was clear that he was passionate about providing us with the service that we needed to make the process as stress-free as possible. His diligence and understanding of the industry makes him an outstanding broker and we would go through him again for any future financing opportunities.
      Bobby

    Our Lenders

    Book Your Free Consultation

    We work with clients across Melbourne, helping them to refinance or secure a home loan. Whether you’re purchasing your first property, your dream home or an investment, our mortgage broker melbourne team will offer expert guidance every step of the way.

    See What Our Clients Are Saying

    Lumbini was very friendly, upfront and helpful every step of the way. He made himself available to answer any questions and responded very promptly. The face-to-face Zoom meetings made the... read more

    thumb Robert Taylor
    September 20, 2021

    Thank you very much Lumbini from Mel Finance Services for helping us getting a home loan which my bank CBA is not interested at all. He guided us step by... read more

    thumb jerry yang
    January 21, 2022

    Fantastic service Highly recommend Was recommended another broker by a friend but after a Google search and reading the great reviews I decided to give Lumbini a call, so glad I... read more

    thumb Darryl Smith
    October 1, 2021

    Lumbini provided invaluable services to my wife and I. We were inexperienced in setting up for an investment property and could not have done it without Lumbini. Lumbini followed through... read more

    thumb Richard Hill
    April 21, 2021

    Find Us

    At Mel Finance, we've helped a number of clients secure home loans & mortgages in Melbourne. Many of our clients secure home loans in suburbs such as: Blackburn, Brighton, Carnegie, Cheltenham, Clayton, Docklands, Point Cook, Port Melbourne, South Melbourne, Carlton, Glen Waverley, Narre Warren, Wheelers Hill, Thomastown & beyond.

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