MORTGAGE BROKER MELBOURNE
Welcome to Mel Finance
At Mel Finance, we’ve earned a reputation as one of Melbourne’s leading mortgage brokers. We specialise in delivering customised loan and refinancing options that save you time and money. With hundreds of five-star reviews from satisfied Australians and access to a wide range of lenders, we’re the trusted choice for all your Melbourne mortgage needs.
A Full Range of Finance Broker Services
Here For All Your Loan And Refinancing Needs
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loans tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple-property owner.
By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Mel Finance can help you make informed decisions when buying investment properties. We offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one tailored to your specific needs.
Our team can advise on the best way to structure your loan for tax purposes, whether you’re a first-time buyer or expanding your portfolio.
We know that purchasing your first home is an exciting yet often intimidating experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options and mortgage products and dealing with lenders mortgage insurance (LMI).
Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
Could you get a better deal? Find out by discussing your options for loan refinancing with our expert mortgage brokers.
We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage.
Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Speak To A Loan And Refinancing Specialist Now
Looking for guidance or advice on your property or financing journey?
Book a call with our team today to learn more about your options
We Work With Over 47 Lenders
To Help You Get The Best Rates
See What Our Clients Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Work With Award-Winning Mortgage Brokers
Mortgage Brokers You Can Trust
When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of expert mortgage brokers have a wealth of experience and knowledge to offer and are committed to helping you find the loan that best suits your needs.
What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible.
Book a free consultation and discuss your needs with an experienced Melbourne-based mortgage broker today.
The Mel Finance Difference
FREQUENTLY ASKED QUESTIONS
A Melbourne mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.
There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker Melbourne will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Melbourne can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.
When you’re looking for a home loan, working with a mortgage broker (either for residential or commercial property) is one of the best ways to save money on your monthly repayments. Lender fees can be expensive, and with rising interest rates, it’s important to have a professional find you the best loan available. A good mortgage broker will be able to provide expert advice for your financial situation, and give you access to deals that the banks may not offer you alone. So when purchasing property, always work with an experienced team of mortgage brokers, like Mel Finance, to get competitive rates and the right loan for you!
If you’re getting your first loan, it may feel as though engaging a third party in the loan process could be counterintuitive – after all, you can speak directly to the bank to get a home loan. We assist in the process by weighing up your specific needs and comparing your options across dozens of lenders beyond just the top-4 big banks, including some you may not have considered if they are not top of mind. LMI and interest rates vary between providers, and we help calculate which loans are the best bang-for-buck options for you, to keep your regular payments to a minimum, and reduce the interest you pay over the life of your loan.
Our company has helped the residents of Melbourne and its suburbs for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Melbourne, give our team at Mel Finance a call.
Our service is free of charge. The lender you choose pays us a commission. This is fully disclosed to the client at the beginning. There are also fees and charges from the government and Lenders. So, your monthly payments for your loan will not incur extra because you worked with a broker. Instead, you’ll save money because you chose to use mortgage brokerage services.
We will provide you with a Credit Guide which outlines our general compensation and our Credit Proposal Disclosure document when we are chosen to arrange your finance. This details the amount your lender will pay after the settlement of your loan.
Our advice is based solely on the best interests of the borrower. It has nothing to do with what we get paid. We make it our top priority to ensure that our clients are satisfied.
Mel Finance will not forget you after your loan has been settled. Mel Finance is paid a continuing trailing commission from the lender that you selected to remain available to answer your questions and modify your loan as necessary, such as fixing or switching products. Your broker will check your loan every year to make sure it is still suitable for your needs. Your broker will also review it against other rates and negotiate with your existing lender to get a better rate.
We service clients in the Melbourne CBD area and across the surrounding suburbs of Melbourne, Australia. These include:
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Achieve Your Financial Goals With Mel Finance
Call Your Local Melbourne Mortgage Brokers, today!
When you choose to work with Mel Finance, you’re choosing a highly personalised experience. Our customer support ensures you’re treated as a person, not a case number, and we’ll always strive to achieve the best result for you and your situation.
To start your journey with one of our experienced finance brokers or mortgage brokers, contact us today.