Mel Finance
Home loan broker Melbourne


Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

At Mel Finance our team are right beside our clients through every step of the loan application process to take all the stress away from applying for loans. After completing our 13-page questionnaire our clients will have provided us with the information we need to find the right home loan to suit their needs and requirements. We use this information in tandem with cutting-edge home loan finding software to ensure that our clients get the right loan for their needs and requirements. Rest assured that all the information that you provided will not be used for any other purposes besides helping you find the right home loan for you.

We understand that people in different professions often lead busy lifestyles, work varied hours and shifts, which is why we tailor our consultations around you and meet with you at a time that is convenient, even if that means after normal business hours. This is what it means to work with us here at Mel Finance.

No matter what your needs or employment situation (full time, part time, casual, or agency) we can assist you with a lending solution that’s personalised to your situation. We even help with bad credit home loan broking. We’re here to put you in the best financial situation possible with your home loan so you can have less things to worry about. At Mel Finance, our loan brokers have helped countless Melbourne residents across the metropolitan area gain the right loan to secure the home of their dreams without putting themselves in a bad financial position. This is why our home loan broker services are sought after by many clients here in Melbourne.


The team at Mel Finance Services aren’t your average home loan brokers. We’re highly trained, accredited and we listen to your needs. We don’t simply recommend home loans with competitive rates, best fees or highest commissions. We work with you to find you the best product and offer tailored recommendations. As a bonus to our valued customers we will provide you with a comprehensive property profile report prepared by Corelogic RP data, the largest property data company in Australia. This is going to give you valuable details about property profiles that are not easily accessible which will enable you to make an informed decision.

Find out how you can request a FREE property profile report by calling us today.


Buying a home is one of the most exciting experiences you can undertake if you have the right experts by your side. As your home loan broker, we take your stress out of the home buying process by doing all the financial legwork for you. This allows you to focus on what is important ie finding the perfect home for you! Since Home loans can be tricky to navigate and choosing the best one takes knowledge of the market and understanding of your personal situation, we help you make the best-informed decision.



Are you a property investor? With more than 10 years of property loan specialist experience in property investment loans, and a genuine commitment to helping you get the right loan (and loan structure) for your situation, Mel Finance is the number one choice for professional and aspiring property investors. We’ve helped many people to get the right loan and achieve their goals, from high-income investors and large companies to self-employed clients, first home buyers and house hunters hoping to refinance in a hurry.

Our strategic approach and concierge service is specifically designed to give busy property investors the help you need to maximise your overall property investment results. We will work with you to assess your current financial position and future goals and develop a proposal that fits your objectives both now and for the future. We assist all types of clients on their investment journey and it’s never too soon or too late to start.

Let Mel Finance advise you on the most suitable finance options for you. Contact us on 1800 941 947 to speak to a professional mortgage broker from Mel Finance!

Ryan testimonial


Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience. Lumbini’s knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.

Fernando testimonial


From our first contact, Lumbini was a consummate professional. He arranged for us to meet so he could assess our needs for our first home loan and from there onwards, he provided my wife and I with excellent advice, support and of course the right mortgage. He was transparent, honest and available for any questions that we had. He made the whole process easier for us. It was a pleasure to work with him and we wouldn’t hesitate to seek his services again for our next purchase.

Bobby testimonial


We had a pleasant experience dealing with Mel Finance Services who were friendly, helpful, professional, enthusiastic, and understanding of our needs. It was clear that he was passionate about providing us with the service that we needed to make the process as stress-free as possible. His diligence and understanding of the industry makes him an outstanding broker and we would go through him again for any future financing opportunities.

See What Our Clients Are Saying

Great experience! Lumbini is a great advisor and I would highly recommend him for future brokering advice.
Lachie Sinclair
Lachie Sinclair
February 28, 2024
Best broker I’ve dealt with! I haven’t had to lift a finger, went through the whole process better than I could have ever asked for. I had a ton of questions and got them answered without even asking them. You’re an absolute star Lumbini.
Sandeep Singh
Sandeep Singh
February 24, 2024
Lumbini was amazing with helping me a get a home loan, he explained things easily, found a bank and loan that was suited to me and was there 100% throughout the transaction, Lumbini is officially my broker and would happily recommend him to anyone - thanks Lumbini
Sarah Lewellin
Sarah Lewellin
January 24, 2024
Lumbini made the process so simple and easy for us! He was able to get the approval for us within short period of time to meet the settlement time. He is very professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend!
Andrew Liang
Andrew Liang
January 9, 2024
Managed out refinance excellently. Communication was great.
Maxwell Chiazor
Maxwell Chiazor
January 8, 2024
Our first home buying experience was stress free and less daunting with Lumbini's assistance and reassurance throughout the whole journey. Lumbini always ensures that all our queries and requests are addressed in a prompt manner. He is knowledgeable and his advice is practical and always for our best interest. We are very pleased to have found Lumbini as our mortgage broker. I would highly recommend Mel Finance for anyone who is looking for home financing.
Maria T
Maria T
December 24, 2023
Mel Finance and Lumbini for Best long term mortgage engagements!! We just completed our second property with them and looking forward for more!!! When it comes to mortgages and account formation Lumbini always take care of details and gives you a great peace of mind. Best offers and market leading lenders are their specialties. Apart from just getting the loan sanctioned they advise you on facts and reality which help you make best decision rather than burning money in a long run. Unlike just client lender broker relationship Lumbini and Melfinance strive to keep a long term relationship with client which is only possible by providing quality services and continuous support. Look no further if you need best advices on current market conditions!
Jayesh Nath
Jayesh Nath
December 4, 2023
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one of our questions with patience. I would highly recommend Lumbini as your mortgage broker he is experienced and helps put your mind at ease with all the stressors. Would recommend him to family and friends without question!
Hannah M
Hannah M
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited a remarkable level of professionalism, great service, and care. His patience and attention to detail during our consultations were truly outstanding, making the complex journey of securing a mortgage simple and seamless. I wholeheartedly recommend his services to anyone in need of expert guidance in the mortgage arena. Thank you, Lumbini, for your exceptional support and expertise! 😊
Elizabeth Z
Elizabeth Z
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome. Would definitely be engaging for future mortgage needs. 😀
David Lim
David Lim
October 23, 2023



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