Mel Finance
Home loan broker Melbourne


At Mel Finance our team are right beside our clients through every step of the loan application process to take all the stress away from applying for loans. After completing our 13-page questionnaire our clients will have provided us with the information we need to find the right home loan to suit their needs and requirements. We use this information in tandem with cutting-edge home loan finding software to ensure that our clients get the right loan for their needs and requirements. Rest assured that all the information that you provided will not be used for any other purposes besides helping you find the right home loan for you.

We understand that people in different professions often lead busy lifestyles, work varied hours and shifts, which is why we tailor our consultations around you and meet with you at a time that is convenient, even if that means after normal business hours. This is what it means to work with us here at Mel Finance.

No matter what your needs or employment situation (full time, part time, casual, or agency) we can assist you with a lending solution that’s personalised to your situation. We even help with bad credit home loan broking. We’re here to put you in the best financial situation possible with your home loan so you can have less things to worry about. At Mel Finance, our loan brokers have helped countless Melbourne residents across the metropolitan area gain the right loan to secure the home of their dreams without putting themselves in a bad financial position. This is why our home loan broker services are sought after by many clients here in Melbourne.


The team at Mel Finance Services aren’t your average home loan brokers. We’re highly trained, accredited and we listen to your needs. We don’t simply recommend home loans with competitive rates, best fees or highest commissions. We work with you to find you the best product and offer tailored recommendations. As a bonus to our valued customers we will provide you with a comprehensive property profile report prepared by Corelogic RP data, the largest property data company in Australia. This is going to give you valuable details about property profiles that are not easily accessible which will enable you to make an informed decision.

Find out how you can request a FREE property profile report by calling us today.


Buying a home is one of the most exciting experiences you can undertake if you have the right experts by your side. As your home loan broker, we take your stress out of the home buying process by doing all the financial legwork for you. This allows you to focus on what is important ie finding the perfect home for you! Since Home loans can be tricky to navigate and choosing the best one takes knowledge of the market and understanding of your personal situation, we help you make the best-informed decision.



Are you a property investor? With more than 10 years of property loan specialist experience in property investment loans, and a genuine commitment to helping you get the right loan (and loan structure) for your situation, Mel Finance is the number one choice for professional and aspiring property investors. We’ve helped many people to get the right loan and achieve their goals, from high-income investors and large companies to self-employed clients, first home buyers and house hunters hoping to refinance in a hurry.

Our strategic approach and concierge service is specifically designed to give busy property investors the help you need to maximise your overall property investment results. We will work with you to assess your current financial position and future goals and develop a proposal that fits your objectives both now and for the future. We assist all types of clients on their investment journey and it’s never too soon or too late to start.

Let Mel Finance advise you on the most suitable finance options for you. Contact us on 1800 941 947 to speak to a professional mortgage broker from Mel Finance!

Ryan testimonial


Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience. Lumbini’s knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.

Fernando testimonial


From our first contact, Lumbini was a consummate professional. He arranged for us to meet so he could assess our needs for our first home loan and from there onwards, he provided my wife and I with excellent advice, support and of course the right mortgage. He was transparent, honest and available for any questions that we had. He made the whole process easier for us. It was a pleasure to work with him and we wouldn’t hesitate to seek his services again for our next purchase.

Bobby testimonial


We had a pleasant experience dealing with Mel Finance Services who were friendly, helpful, professional, enthusiastic, and understanding of our needs. It was clear that he was passionate about providing us with the service that we needed to make the process as stress-free as possible. His diligence and understanding of the industry makes him an outstanding broker and we would go through him again for any future financing opportunities.

See What Our Clients Are Saying

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more

Hannah M Avatar Hannah M
November 12, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more

Elizabeth Z Avatar Elizabeth Z
November 3, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more

David Lim Avatar David Lim
October 23, 2023

I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more

Foodie Doc Melbourne Avatar Foodie Doc Melbourne
September 20, 2023



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