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Mortgage Broker Briar Hill
Welcome to Mel Finance
Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Briar Hill.
A Full Range of Finance Broker Services
Here For All Your Loan And Refinancing Needs
With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.
At Mel Finance, we aim to guide you through the complexities of purchasing investment properties. With a variety of investment loan options, our knowledgeable property finance team will collaborate with you to select the most suitable one for your particular situation. Whether you’re new to investing or growing your portfolio, we can provide guidance on how to optimise your loan structure for tax benefits.
We know that purchasing your first home is an exciting yet often intimidating experience. The Mel Finance team helps first homeowners in Briar Hill navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options and mortgage products and dealing with lenders mortgage insurance (LMI). Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
Is a more attractive deal within reach? Evaluate your refinancing options with our team of knowledgeable mortgage brokers. We’re here to assist you through the entire journey, from considering your choices to sealing the deal on your refinanced mortgage. Refinancing might open doors to a reduced interest rate, consolidating your various debts into one manageable loan, shortening your repayment schedule, and speeding up your route to being debt-free.
Navigating a home loan application with a poor credit record can feel overwhelming. The Mel Finance team is here to assist you every step of the way, from enhancing your application to selecting a lender that aligns with your requirements.
If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.
If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates.
Get in Touch With A Loan And Refinancing Expert Now
Need some insight or advice for your property or financing adventure?
Schedule a chat with our team today to explore your possibilities.We Work With Over 47 Lenders To Help You Get The Best Rates
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Partner With Our Award-Winning Home Loan Professionals
Mortgage Brokers You Can Trust
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
We invite you to book a complimentary discovery session, giving you an obligation-free opportunity to explore our services and understand how we can guide you to homeownership with a mortgage that meets your needs.
Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Briar Hill area today.
The Mel Finance Difference
MFAA APPROVED
We're MFAA (Mortgage and Finance Association of Australia) approved mortgage brokers in Briar Hill.
AWARD WINNING
We've been recognised as one of Melbourne's leading mortgage brokers for several years running.
12 YEARS EXPERIENCE
We've dedicated over 12 years to guiding clients towards attaining their financial targets.
FULLY QUALIFIED
Holding a Mortgage Broking Diploma (MBA) from the University of Wales, along with a Cert IV and Diploma in Mortgage Broking and Finance, Lumbini is highly qualified to help.
FULLY LICENSED
Being fully licensed and ASIC-registered mortgage brokers, we're well-versed in the industry's specific requirements.
CLIENT-FOCUSED
With Mel Finance, your objectives and needs always come first, that's our promise to you.
Frequently Asked Questions
What's the function of a mortgage broker?
A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.
Why do you need a mortgage broker to help you?
The mortgage landscape is vast and confusing, with a multitude of products to consider. A Mortgage Broker simplifies this complexity, walking you through the different options and helping you select a loan that suits you best. Once you’ve picked a loan, the broker ensures the process goes smoothly and keeps you in the loop. Additionally, brokers in Briar Hill offer sustained guidance, allowing you to make the best financial decisions possible.
Is it possible for a mortgage broker to reduce my monthly payments?
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
What's the long-term financial benefit of using a mortgage broker?
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
What's the difference between Mel Finance and other mortgage brokers?
Having supported the Briar Hill community for over 12 years, Mel Finance prides itself on its evolving mortgage services, designed to offer the best possible options to clients from all walks of life. Our glowing client testimonials bear witness to our credibility and customer focus. If you’re looking for the most reliable mortgage brokers in Briar Hill, Mel Finance is your ideal partner.
Does Mel Finance have fees?
We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.
Are there any post-settlement services provided?
Mel Finance will not forget you after your loan has been settled. Mel Finance is paid a continuing trailing commission from the lender that you selected to remain available to answer your questions and modify your loan as necessary, such as fixing or switching products. Your broker will check your loan every year to make sure it is still suitable for your needs. Your broker will also review it against other rates and negotiate with your existing lender to get a better rate.
What areas does Mel Finance service for home loans?
Our services extend to the Melbourne CBD and its surrounding suburbs, including Briar Hill.
View our service locations here.
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Achieve Your Financial Goals With Mel Finance - Call Your Local Mortgage Brokers, today!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Briar Hill.