Melbourne's Premier Mortgage Brokers
Find Premium Rates For Home Loans and Refinancing
Fast | Easy | Lowest Rates
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Welcome to Mel Finance
Mortgage Broker Essendon
With a well-earned standing as a premier mortgage broker in Melbourne, Mel Finance takes pride in presenting personalised loan and refinancing plans designed to save you both time and money. Our high number of five-star ratings from satisfied clients across Australia and partnerships with an extensive range of lenders solidify our position as the reliable choice for your Essendon mortgage needs.
Talk To A Loan And Refinancing Specialist Now
Seeking direction and guidance on your property investment or financial path?
Arrange a consultation with our team today to discuss your goals.
our services
Catering to All Your Loan and Refinancing Requirements
First Home buyers
Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Essendon through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.
Refinancing
Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage. Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Home Loans
With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.
Investment Property Loans
Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.
Doctor Loans
If you’re a doctor or healthcare professional, you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).
Self Employed Home Loans
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
Professionals
Mortgage Brokers You Can Trust
When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of expert mortgage brokers have a wealth of experience and knowledge to offer and are committed to helping you find the loan that best suits your needs.
What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible.
Secure your spot for a free consultation and discuss your needs with an experienced mortgage broker from Essendon today.
We Work With Over 55+ Lenders
Giving you more options to find the right loan for your needs. Access 55+ banks and lenders
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client testimonials
See What Our Clients Are Saying
Reach Us
Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
By teaming up with Mel Finance, you’re selecting a tailored experience that prioritises your unique needs. Our customer support is committed to recognising you as an individual, not merely as a case number, and we’re devoted to securing the best results for you.
Opting for Mel Finance is a choice for individualised service. We ensure that you’re seen as a person rather than a number, continually striving to bring you the best outcomes for your unique situation.
Start your journey today with one of our experienced finance or mortgage brokers in Essendon by contacting us.
why choose mel finance
What Sets Mel Finance Apart
FAQ
Frequently Asked Questions
The range of available mortgage options can be staggering, making it difficult to choose the right one. This is where a Mortgage Broker steps in, providing clarity and direction in making the appropriate selection. Once a loan is chosen, the broker will manage the entire process, keeping you well-informed. If you’re from Essendon, know that the service doesn’t end with the purchase; you get ongoing support. With this level of personalised assistance, you can rest easy knowing you’re making wise financial choices.
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
If you’re getting your first loan, it may feel as though engaging a third party in the loan process could be counterintuitive – after all, you can speak directly to the bank to get a home loan. We assist in the process by weighing up your specific needs and comparing your options across dozens of lenders beyond just the top-4 big banks, including some you may not have considered if they are not top of mind. LMI and interest rates vary between providers, and we help calculate which loans are the best bang-for-buck options for you, to keep your regular payments to a minimum, and reduce the interest you pay over the life of your loan.
Our company has helped the residents of Essendon for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Essendon, give our team at Mel Finance a call.
There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.
After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.
Mel Finance is available to clients in the Melbourne CBD and nearby suburbs such as Essendon.
View our service locations here.