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Mortgage Broker Forest Hill
Welcome to Mel Finance
At Mel Finance, we’ve earned a reputation as one of the leading mortgage brokers in Melbourne. We specialise in delivering customised loan and refinancing options that save you time and money. With hundreds of five-star reviews from satisfied Australians and access to a wide range of lenders, we’re the trusted choice for all your Forest Hill mortgage needs.
A Full Range of Finance Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio.
Buying your first home can be a thrilling but daunting journey. The Mel Finance crew assists aspiring homeowners in Forest Hill in understanding the property market, determining how much you can borrow, obtaining a home loan, familiarising yourself with various mortgage options and addressing lenders mortgage insurance (LMI). Realise your dream of homeownership with a loan tailored to your needs through our reliable mortgage brokers.
Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
If you’re a doctor or medical professional you may be eligible for a number of benefits when you take out a home loan, including lower interest rates, higher loan amounts and waived Lenders Mortgage Insurance (LMI).
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
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Seeking direction and guidance on your property investment or financial path?
Arrange a consultation with our team today to discuss your goals.We Work With Over 47 Lenders To Help You Get The Best Rates
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Work With Award-Winning Mortgage Brokers
Mortgage Brokers You Can Trust
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.
Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Forest Hill area today.
Why Choose Mel Finance
MFAA APPROVED
We hold MFAA (Mortgage and Finance Association of Australia) approval as mortgage brokers serving the Forest Hill area.
AWARD WINNING
We've been recognised as one of Melbourne's leading mortgage brokers for several years running.
12 YEARS EXPERIENCE
We've dedicated over 12 years to guiding clients towards attaining their financial targets.
FULLY QUALIFIED
Holding a Mortgage Broking Diploma (MBA) from the University of Wales, along with a Cert IV and Diploma in Mortgage Broking and Finance, Lumbini is highly qualified to help.
FULLY LICENSED
We're fully licensed mortgage brokers and registered with ASIC, meaning we understand the unique requirements of the industry.
CLIENT-FOCUSED
Choosing Mel Finance means putting your goals and necessities in capable hands, where they'll always be our main focus.
Frequently Asked Questions
What does a mortgage broker do?
As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.
What's the advantage of using a mortgage broker?
Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Forest Hill, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.
Is it possible for a mortgage broker to reduce my monthly payments?
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
How does a mortgage broker save me money long-term?
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
What sets Mel Finance apart from other mortgage brokers?
For over a decade, Mel Finance has been serving Forest Hill and the surrounding areas, continually refining our mortgage strategies to offer optimal solutions to our clients, no matter their financial situation. Our client testimonials attest to our high level of service. If you’re in search of trustworthy mortgage brokers in Forest Hill, your search ends with Mel Finance.
Are there any charges for using Mel Finance's services?
There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.
Is there continuing support after my loan settles?
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Which suburbs do you get home loans for?
We service clients in the Melbourne CBD area, including Forest Hill, and across the surrounding suburbs of Melbourne, Australia.
View our service locations here.
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Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Forest Hill.