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Mortgage Broker Gladstone Park
Welcome to Mel Finance
A leading figure in the Melbourne mortgage scene, Mel Finance excels in creating individualised loan and refinancing options that maximise your time and financial resources. Backed by an array of top reviews from satisfied Australian clients and a broad lender network, we stand as your trusted option for all Gladstone Park mortgage affairs.
A Full Range of Finance Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio.
We know that purchasing your first home is an exciting yet often intimidating experience. The Mel Finance team helps first homeowners in Gladstone Park navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options and mortgage products and dealing with lenders mortgage insurance (LMI). Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
For those in doctor or medical fields, there are exclusive perks you could enjoy when securing a home loan, like discounted interest rates, more substantial loan amounts and Lenders Mortgage Insurance (LMI) exemptions.
Being self-employed often makes the loan application process more complex, as lenders look for steady income proof. Mel Finance can guide you through assembling the documentation you need and help you decipher different lending choices, interest rates and additional factors.
Speak To A Loan And Refinancing Expert Now
Looking for guidance or advice on your property or financing journey?
Get in touch with our team today to find out what’s available.We Work With Over 47 Lenders To Help You Get The Best Rates
Discover What Out Customers Are Saying
Partner With Our Award-Winning Home Loan Professionals
Home Loan Professionals You Can Rely On
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.
Book a free consultation and discuss your needs with an experienced Gladstone Park mortgage broker today.
What Sets Mel Finance Apart
MFAA APPROVED
As mortgage brokers in Gladstone Park, we're backed by MFAA (Mortgage and Finance Association of Australia) approval.
AWARD WINNING
For several years in a row, we've stood out as one of the go-to mortgage brokers in Melbourne.
12 YEARS EXPERIENCE
We've dedicated over 12 years to guiding clients towards attaining their financial targets.
FULLY QUALIFIED
Holding a Mortgage Broking Diploma (MBA) from the University of Wales, along with a Cert IV and Diploma in Mortgage Broking and Finance, Lumbini is highly qualified to help.
FULLY LICENSED
We're fully licensed mortgage brokers and registered with ASIC, meaning we understand the unique requirements of the industry.
CLIENT-FOCUSED
When working with Mel Finance, you can trust your goals and needs will always be our priority.
Mortgage Broker FAQs
What's the function of a mortgage broker?
As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.
Why is having a mortgage broker beneficial?
Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Gladstone Park, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.
Can a mortgage broker help me save money on monthly repayments?
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
How does a mortgage broker save me money long-term?
You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.
What sets Mel Finance apart from other mortgage brokers?
Having supported the Gladstone Park community for over 12 years, Mel Finance prides itself on its evolving mortgage services, designed to offer the best possible options to clients from all walks of life. Our glowing client testimonials bear witness to our credibility and customer focus. If you’re looking for the most reliable mortgage brokers in Gladstone Park, Mel Finance is your ideal partner.
Does Mel Finance have fees?
Our service is free of charge. The lender you choose pays us a commission. This is fully disclosed to the client at the beginning. There are also fees and charges from the government and lenders. So, your monthly payments for your loan will not incur extra because you worked with a broker. Instead, you’ll save money because you chose to use mortgage brokerage services.
Do mortgage brokers offer an ongoing service?
After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.
Where can I utilise Mel Finance's services?
We service clients in the Melbourne CBD area, including Gladstone Park, and across the surrounding suburbs of Melbourne, Australia.
View our service locations here.
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Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Gladstone Park.