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Mortgage Broker Glen Waverley
Welcome to Mel Finance
Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Glen Waverley.
A Full Range of Finance Broker Services
Here For All Your Loan And Refinancing Needs
With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.
Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio.
Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Glen Waverley through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.
Is a more attractive deal within reach? Evaluate your refinancing options with our team of knowledgeable mortgage brokers. We’re here to assist you through the entire journey, from considering your choices to sealing the deal on your refinanced mortgage. Refinancing might open doors to a reduced interest rate, consolidating your various debts into one manageable loan, shortening your repayment schedule, and speeding up your route to being debt-free.
Applying for a home loan with bad credit history can be daunting. At Mel Finance, our experienced team will guide you through the process, from strengthening your application to choosing the right lender to meet your needs.
For those in doctor or medical fields, there are exclusive perks you could enjoy when securing a home loan, like discounted interest rates, more substantial loan amounts and Lenders Mortgage Insurance (LMI) exemptions.
If you run your own business, securing a loan might be challenging due to lenders requiring evidence of stable income. Mel Finance is here to assist you in gathering the necessary financial documents and exploring various lending options, interest rates, and more.
Talk To A Loan And Refinancing Expert Today
Seeking direction and guidance on your property investment or financial path?
Get in touch with our team today to find out what’s available.We Work With Over 47 Lenders To Help You Get The Best Rates
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Work With Award-Winning Mortgage Brokers
Mortgage Advisers You Can Have Confidence In
In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements.
Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage.
Schedule a no-cost consultation to chat about your requirements with an expert mortgage broker in Glen Waverley today.
The Mel Finance Difference
MFAA APPROVED
As mortgage brokers in Glen Waverley, we're backed by MFAA (Mortgage and Finance Association of Australia) approval.
AWARD WINNING
Mel Finance has consistently been recognised as a leading mortgage broker over consecutive years.
12 YEARS EXPERIENCE
For over 12 years, we've worked with clients to help them achieve their financial goals.
FULLY QUALIFIED
Holding a Mortgage Broking Diploma (MBA) from the University of Wales, along with a Cert IV and Diploma in Mortgage Broking and Finance, Lumbini is highly qualified to help.
FULLY LICENSED
With full licensing and ASIC registration, we're in tune with the specialised demands of the mortgage industry.
CLIENT-FOCUSED
Choosing Mel Finance means putting your goals and necessities in capable hands, where they'll always be our main focus.
Mortgage Broker FAQs
What does a mortgage broker do?
As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.
Why do you need a mortgage broker to help you?
Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Glen Waverley, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.
Can a mortgage broker help me save money on monthly repayments?
Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.
In what ways can a mortgage broker help with long-term savings?
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
Why choose Mel Finance over other mortgage brokers?
Having supported the Glen Waverley community for over 12 years, Mel Finance prides itself on its evolving mortgage services, designed to offer the best possible options to clients from all walks of life. Our glowing client testimonials bear witness to our credibility and customer focus. If you’re looking for the most reliable mortgage brokers in Glen Waverley, Mel Finance is your ideal partner.
Are there any charges for using Mel Finance's services?
We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.
Do mortgage brokers offer an ongoing service?
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Where can I utilise Mel Finance's services?
We assist clients primarily in the Melbourne CBD as well as the neighbouring suburbs, like Glen Waverley, in Melbourne, Australia.
View our service locations here.
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Achieve Your Financial Goals With Mel Finance - Call Your Local Mortgage Brokers, today!
Start your journey today with one of our experienced finance or mortgage brokers in Glen Waverley by contacting us.