Mortgage Broker Mordialloc
Welcome to Mel Finance
Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Mordialloc.
A Full Range of Finance Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Mel Finance can help you make informed decisions when buying investment properties. We offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one tailored to your specific needs. Our team can advise on the best way to structure your loan for tax purposes, whether you’re a first-time buyer or expanding your portfolio.
Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in Mordialloc sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers.
Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage. Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Going through a home loan application when you have a shaky credit history can be challenging. At Mel Finance, our seasoned team will steer you through the entire process, from optimising your application to pinpointing the lender that suits your circumstances.
If you’re a doctor or healthcare professional, you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
Talk To A Loan And Refinancing Expert Today
Need some insight or advice for your property or financing adventure?Schedule a chat with our team today to explore your possibilities.
Teaming Up With 47+ Lenders To Help You Find The Best Rates
Discover What Out Customers Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Work With Award-Winning Mortgage Brokers
Mortgage Advisers You Can Have Confidence In
In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements.
We invite you to book a complimentary discovery session, giving you an obligation-free opportunity to explore our services and understand how we can guide you to homeownership with a mortgage that meets your needs.
Book a free consultation and discuss your needs with an experienced Mordialloc mortgage broker today.
What Sets Mel Finance Apart
Mortgage Broker FAQs
At Mel Finance, our role is to act as a go-between for the borrower and the lending entity. We utilise our insights and tech platforms to secure the best possible rates for you while ensuring that the settlement process goes off without a hitch. Your interests are our priority, and we manage the entire mortgage cycle for you.
Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Mordialloc, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.
When hunting for a home loan, engaging a mortgage broker can significantly reduce your monthly repayments. Given the potential for high lender fees and fluctuating interest rates, having a skilled intermediary is crucial. A proficient mortgage broker can tailor advice to your financial circumstances and can open doors to offers that might not be publicly available. By partnering with an experienced company like Mel Finance, you can secure a loan with competitive rates that meet your needs.
You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.
Our company has helped the residents of Mordialloc for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Mordialloc, give our team at Mel Finance a call.
Our service is free of charge. The lender you choose pays us a commission. This is fully disclosed to the client at the beginning. There are also fees and charges from the government and lenders. So, your monthly payments for your loan will not incur extra because you worked with a broker. Instead, you’ll save money because you chose to use mortgage brokerage services.
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Finance News And Resources
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Unlock Your Financial Potential With Mel Finance - Contact Your Local Mortgage Brokers Today!
To get started with one of our seasoned finance or mortgage brokers in Mordialloc, connect with us today.