Mel Finance

Melbourne's Premier Mortgage Brokers

5.0

140+ Google Reviews

Discover The Best Rates For Home Loans and Refinancing

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Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

Mortgage Broker Melbourne

Mortgage Broker Notting Hill

Welcome to Mel Finance

A leading figure in the Melbourne mortgage scene, Mel Finance excels in creating individualised loan and refinancing options that maximise your time and financial resources. Backed by an array of top reviews from satisfied Australian clients and a broad lender network, we stand as your trusted option for all Notting Hill mortgage affairs.

Comprehensive Financial Broker Solutions

Understanding that no two financial landscapes are the same, Mel Finance is committed to delivering customised service. We'll partner with you to discover the ideal business or home loan that matches your requirements.

Here For All Your Loan And Refinancing Needs

Our seasoned team has an extensive offering of home loan products. We’ll work closely with you to identify the ideal home loan that aligns with your needs, whether you’re entering the housing market for the first time, looking to invest, or managing more than one property. By evaluating options from multiple lenders, we’ll aim to help you find the best possible deal and a lower rate.

Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio. 

 Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in Notting Hill sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers. 

Wondering if there’s a better offer out there? Explore your refinancing options with our experienced mortgage brokers. We’ll guide you from start to finish, helping you weigh your alternatives and settle on a newly refinanced mortgage. Refinancing can be a pathway to obtaining a more favourable interest rate, rolling your debts into a single loan, cutting down the repayment time, and reaching debt freedom sooner. 

Navigating a home loan application with a poor credit record can feel overwhelming. The Mel Finance team is here to assist you every step of the way, from enhancing your application to selecting a lender that aligns with your requirements. 

If you’re a doctor or healthcare professional,  you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).

Being self-employed often makes the loan application process more complex, as lenders look for steady income proof. Mel Finance can guide you through assembling the documentation you need and help you decipher different lending choices, interest rates and additional factors. 

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Get in Touch With A Loan And Refinancing Specialist Now

In search of help or advice on your real estate or financial decisions?

Arrange a consultation with our team today to discuss your goals.

We Partner With Over 47 Lenders To Bring You Competitive Rates

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La Trobe Financial Mortgage Lender Logo
ING Direct Mortgage Lender Logo
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Bank of Melbourne Mortgage Lender Logo

Hear From Our Satisfied Clients

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more

Hannah M Avatar Hannah M
November 12, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more

Elizabeth Z Avatar Elizabeth Z
November 3, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more

David Lim Avatar David Lim
October 23, 2023

I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more

Foodie Doc Melbourne Avatar Foodie Doc Melbourne
September 20, 2023

Work With Award-Winning Mortgage Brokers

Melfinance MFAA 2021
2021

Top 5 Mortgage Broker in VIC/TAS out of 4500 mortgage Brokers.

Melfinance MFAA 2023
2023

Listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide.

MelFinance Elite Broker 2023
2022/2023

Recognised as an Elite broker by Commonwealth Bank Australia due to the quality of loan submissions and accuracy.

Melbourne-Mortgage-Brokers-Award-1.png
2023

Listed by Top Experts who reviewed 131 Mortgage Brokers in Melbourne.

Mortgage-Broker-Melbourne-Choice-Annual-Award-Broker-Seal
2023

Won 2023 Choice Platinum Achiever by LMG.

Platinum Achiever Award 2022
2022

Won the Choice Aggregation Platinum Award out of 1400 Mortgage Brokers in the VIC /TAS group.

Mortgage Advisers You Can Have Confidence In

Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best. 

What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible. 

Secure your spot for a free consultation and discuss your needs with an experienced mortgage broker from Notting Hill today.

Melbourne mortgage broker

Why Choose Mel Finance

MFAA APPROVED

In Notting Hill, we're recognised as mortgage brokers with MFAA (Mortgage and Finance Association of Australia) accreditation.

AWARD WINNING

We've consistently been identified as a standout mortgage broker in Melbourne.

12 YEARS EXPERIENCE

We've dedicated over 12 years to guiding clients towards attaining their financial targets.

FULLY QUALIFIED

Lumbini has a Diploma of Mortgage Broking (MBA) from the University of Wales and a Cert IV and a Diploma in Mortgage Broking and Finance.

FULLY LICENSED

With full licensing and ASIC registration, we're in tune with the specialised demands of the mortgage industry.

CLIENT-FOCUSED

With Mel Finance, your objectives and needs always come first, that's our promise to you.

Frequently Asked Questions

As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.

There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Notting Hill can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.

When hunting for a home loan, engaging a mortgage broker can significantly reduce your monthly repayments. Given the potential for high lender fees and fluctuating interest rates, having a skilled intermediary is crucial. A proficient mortgage broker can tailor advice to your financial circumstances and can open doors to offers that might not be publicly available. By partnering with an experienced company like Mel Finance, you can secure a loan with competitive rates that meet your needs.

If you’re getting your first loan, it may feel as though engaging a third party in the loan process could be counterintuitive – after all, you can speak directly to the bank to get a home loan. We assist in the process by weighing up your specific needs and comparing your options across dozens of lenders beyond just the top-4 big banks, including some you may not have considered if they are not top of mind. LMI and interest rates vary between providers, and we help calculate which loans are the best bang-for-buck options for you, to keep your regular payments to a minimum, and reduce the interest you pay over the life of your loan.

Mel Finance has been a pillar in the Notting Hill community for more than 12 years, perfecting our mortgage procedures to provide unmatched financing options to our diverse clientele. Our customer testimonials speak volumes about our commitment to excellence. For the premier mortgage brokers in Notting Hill, consider Mel Finance as your go-to choice.

Our service is free of charge. The lender you choose pays us a commission. This is fully disclosed to the client at the beginning. There are also fees and charges from the government and lenders. So, your monthly payments for your loan will not incur extra because you worked with a broker. Instead, you’ll save money because you chose to use mortgage brokerage services.

The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.

We service clients in the Melbourne CBD area, including Notting Hill, and across the surrounding suburbs of Melbourne, Australia.
View our service locations here.

Finance News And Resources

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Achieve Your Financial Goals With Mel Finance - Call Your Local Mortgage Brokers, today!

When you opt for Mel Finance, you’re signing up for a truly individualised service. Our customer care focuses on treating you as an individual, not just a file number, and we consistently aim for the optimal outcome tailored to your unique circumstances.

To embark on your financial journey with one of our seasoned finance or mortgage brokers in Notting Hill, get in touch with us today.
Melbourne best mortgage broker

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      Melfinance MFAA 2023
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