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Mortgage Broker Nunawading
Welcome to Mel Finance
With a well-earned standing as a premier mortgage broker in Melbourne, Mel Finance takes pride in presenting personalised loan and refinancing plans designed to save you both time and money. Our high number of five-star ratings from satisfied clients across Australia and partnerships with an extensive range of lenders solidify our position as the reliable choice for your Nunawading mortgage needs.
A Full Range of Finance Broker Services
Catering to All Your Loan and Refinancing Requirements
With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.
Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio.
Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Nunawading through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.
Wondering if there’s a better offer out there? Explore your refinancing options with our experienced mortgage brokers. We’ll guide you from start to finish, helping you weigh your alternatives and settle on a newly refinanced mortgage. Refinancing can be a pathway to obtaining a more favourable interest rate, rolling your debts into a single loan, cutting down the repayment time, and reaching debt freedom sooner.
Applying for a home loan with bad credit history can be daunting. At Mel Finance, our experienced team will guide you through the process, from strengthening your application to choosing the right lender to meet your needs.
If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.
If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates.
Speak To A Loan And Refinancing Specialist Today
Looking for guidance or advice on your property or financing journey?
Book a call with our team today to learn more about your options.Teaming Up With 47+ Lenders To Help You Find The Best Rates
Hear From Our Satisfied Clients
Partner With Our Award-Winning Home Loan Professionals
Mortgage Advisers You Can Have Confidence In
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible.
Book a free consultation and discuss your needs with an experienced Nunawading mortgage broker today.
The Mel Finance Difference
MFAA APPROVED
We hold MFAA (Mortgage and Finance Association of Australia) approval as mortgage brokers serving the Nunawading area.
AWARD WINNING
Mel Finance has consistently been recognised as a leading mortgage broker over consecutive years.
12 YEARS EXPERIENCE
We've dedicated over 12 years to guiding clients towards attaining their financial targets.
FULLY QUALIFIED
With a Diploma in Mortgage Broking (MBA) from the University of Wales, complemented by a Cert IV and another Diploma in the same field, Lumbini is well-equipped to assist you.
FULLY LICENSED
Being fully licensed and ASIC-registered mortgage brokers, we're well-versed in the industry's specific requirements.
CLIENT-FOCUSED
When working with Mel Finance, you can trust your goals and needs will always be our priority.
FAQs
What's the function of a mortgage broker?
As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.
Why should I consider a mortgage broker for my loan needs?
The range of available mortgage options can be staggering, making it difficult to choose the right one. This is where a Mortgage Broker steps in, providing clarity and direction in making the appropriate selection. Once a loan is chosen, the broker will manage the entire process, keeping you well-informed. If you’re from Nunawading, know that the service doesn’t end with the purchase; you get ongoing support. With this level of personalised assistance, you can rest easy knowing you’re making wise financial choices.
Could a mortgage broker help me cut down on monthly mortgage repayments?
When hunting for a home loan, engaging a mortgage broker can significantly reduce your monthly repayments. Given the potential for high lender fees and fluctuating interest rates, having a skilled intermediary is crucial. A proficient mortgage broker can tailor advice to your financial circumstances and can open doors to offers that might not be publicly available. By partnering with an experienced company like Mel Finance, you can secure a loan with competitive rates that meet your needs.
In what ways can a mortgage broker help with long-term savings?
You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.
What sets Mel Finance apart from other mortgage brokers?
Our company has helped the residents of Nunawading for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Nunawading, give our team at Mel Finance a call.
Are there any charges for using Mel Finance's services?
There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.
Is there continuing support after my loan settles?
After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.
Where can I utilise Mel Finance's services?
Mel Finance is available to clients in the Melbourne CBD and nearby suburbs such as Nunawading.
View our service locations here.
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Achieve Your Financial Goals With Mel Finance - Call Your Local Mortgage Brokers, today!
Start your journey today with one of our experienced finance or mortgage brokers in Nunawading by contacting us.