Mortgage Broker Oakleigh
Welcome to Mel Finance
At Mel Finance, we’ve earned a reputation as one of the leading mortgage brokers in Melbourne. We specialise in delivering customised loan and refinancing options that save you time and money. With hundreds of five-star reviews from satisfied Australians and access to a wide range of lenders, we’re the trusted choice for all your Oakleigh mortgage needs.
Comprehensive Financial Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our seasoned team has an extensive offering of home loan products. We’ll work closely with you to identify the ideal home loan that aligns with your needs, whether you’re entering the housing market for the first time, looking to invest, or managing more than one property. By evaluating options from multiple lenders, we’ll aim to help you find the best possible deal and a lower rate.
Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.
Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in Oakleigh sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers.
Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage. Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
If you’re a doctor or medical professional you may be eligible for a number of benefits when you take out a home loan, including lower interest rates, higher loan amounts and waived Lenders Mortgage Insurance (LMI).
Being self-employed often makes the loan application process more complex, as lenders look for steady income proof. Mel Finance can guide you through assembling the documentation you need and help you decipher different lending choices, interest rates and additional factors.
Speak To A Loan And Refinancing Specialist Now
Seeking direction and guidance on your property investment or financial path?Arrange a consultation with our team today to discuss your goals.
Teaming Up With 47+ Lenders To Help You Find The Best Rates
Discover What Out Customers Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Partner With Our Award-Winning Home Loan Professionals
Mortgage Advisers You Can Have Confidence In
When you’re on the hunt for the ideal home or commercial property loan, having seasoned professionals in your corner can make all the difference. At Mel Finance, our experienced mortgage brokers bring a broad array of insights and are fully dedicated to matching you with a loan that aligns with your goals.
Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage.
Schedule a no-cost consultation to chat about your requirements with an expert mortgage broker in Oakleigh today.
Why Choose Mel Finance
Your Questions Answered
A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.
Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Oakleigh, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.
Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.
If you’re getting your first loan, it may feel as though engaging a third party in the loan process could be counterintuitive – after all, you can speak directly to the bank to get a home loan. We assist in the process by weighing up your specific needs and comparing your options across dozens of lenders beyond just the top-4 big banks, including some you may not have considered if they are not top of mind. LMI and interest rates vary between providers, and we help calculate which loans are the best bang-for-buck options for you, to keep your regular payments to a minimum, and reduce the interest you pay over the life of your loan.
For over a decade, Mel Finance has been serving Oakleigh and the surrounding areas, continually refining our mortgage strategies to offer optimal solutions to our clients, no matter their financial situation. Our client testimonials attest to our high level of service. If you’re in search of trustworthy mortgage brokers in Oakleigh, your search ends with Mel Finance.
There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Mel Finance is available to clients in the Melbourne CBD and nearby suburbs such as Oakleigh.
View our service locations here.
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Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Oakleigh.