Mel Finance

Melbourne's Premier Mortgage Brokers

5.0

140+ Google Reviews

Discover The Best Rates For Home Loans and Refinancing

Quick | Easy | Lowest Rates

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Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

Mortgage Broker Melbourne

Mortgage Broker Port Melbourne

Welcome to Mel Finance

A leading figure in the Melbourne mortgage scene, Mel Finance excels in creating individualised loan and refinancing options that maximise your time and financial resources. Backed by an array of top reviews from satisfied Australian clients and a broad lender network, we stand as your trusted option for all Port Melbourne mortgage affairs.

Comprehensive Financial Broker Solutions

At Mel Finance, we recognise that each person's financial situation is unique. That's why we provide tailored service, collaborating with you to identify a business or home loan that aligns with your specific needs.

Here For All Your Loan And Refinancing Needs

Our seasoned team has an extensive offering of home loan products. We’ll work closely with you to identify the ideal home loan that aligns with your needs, whether you’re entering the housing market for the first time, looking to invest, or managing more than one property. By evaluating options from multiple lenders, we’ll aim to help you find the best possible deal and a lower rate.

Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan. 

 Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Port Melbourne through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers. 

Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage. Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker. 

Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation. 

If you’re a doctor or medical professional you may be eligible for a number of benefits when you take out a home loan, including lower interest rates, higher loan amounts and waived Lenders Mortgage Insurance (LMI).

If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates. 

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Family Mortgage Broker Melbourne Mob

Talk To A Loan And Refinancing Specialist Today

In search of help or advice on your real estate or financial decisions?

Schedule a chat with our team today to explore your possibilities.

We Partner With Over 47 Lenders To Bring You Competitive Rates

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Liberty Financial Mortgage Lender Logo
La Trobe Financial Mortgage Lender Logo
ING Direct Mortgage Lender Logo
Heritage Bank Mortgage Lender Logo
Commonwealth Bank Mortgage Lender Logo
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Bankwest Mortgage Lender Logo
Bank of Melbourne Mortgage Lender Logo

See What Our Clients Are Saying

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more

Hannah M Avatar Hannah M
November 12, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more

Elizabeth Z Avatar Elizabeth Z
November 3, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more

David Lim Avatar David Lim
October 23, 2023

I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more

Foodie Doc Melbourne Avatar Foodie Doc Melbourne
September 20, 2023

Work With Award-Winning Mortgage Brokers

Melfinance MFAA 2021
2021

Top 5 Mortgage Broker in VIC/TAS out of 4500 mortgage Brokers.

Melfinance MFAA 2023
2023

Listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide.

MelFinance Elite Broker 2023
2022/2023

Recognised as an Elite broker by Commonwealth Bank Australia due to the quality of loan submissions and accuracy.

Melbourne-Mortgage-Brokers-Award-1.png
2023

Listed by Top Experts who reviewed 131 Mortgage Brokers in Melbourne.

Mortgage-Broker-Melbourne-Choice-Annual-Award-Broker-Seal
2023

Won 2023 Choice Platinum Achiever by LMG.

Platinum Achiever Award 2022
2022

Won the Choice Aggregation Platinum Award out of 1400 Mortgage Brokers in the VIC /TAS group.

Mortgage Brokers You Can Trust

In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements. 

Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs. 

Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Port Melbourne area today.

Melbourne mortgage broker

The Mel Finance Difference

MFAA APPROVED

As mortgage brokers in Port Melbourne, we're backed by MFAA (Mortgage and Finance Association of Australia) approval.

AWARD WINNING

We've been recognised as one of Melbourne's leading mortgage brokers for several years running.

12 YEARS EXPERIENCE

For more than a decade, we've been partnering with clients to reach their financial aspirations.

FULLY QUALIFIED

Lumbini has a Diploma of Mortgage Broking (MBA) from the University of Wales and a Cert IV and a Diploma in Mortgage Broking and Finance.

FULLY LICENSED

Being fully licensed and ASIC-registered mortgage brokers, we're well-versed in the industry's specific requirements.

CLIENT-FOCUSED

At Mel Finance, rest assured that your goals and requirements are always at the forefront of our efforts.

FAQs

A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.

The range of available mortgage options can be staggering, making it difficult to choose the right one. This is where a Mortgage Broker steps in, providing clarity and direction in making the appropriate selection. Once a loan is chosen, the broker will manage the entire process, keeping you well-informed. If you’re from Port Melbourne, know that the service doesn’t end with the purchase; you get ongoing support. With this level of personalised assistance, you can rest easy knowing you’re making wise financial choices.

Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.

If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.

Having supported the Port Melbourne community for over 12 years, Mel Finance prides itself on its evolving mortgage services, designed to offer the best possible options to clients from all walks of life. Our glowing client testimonials bear witness to our credibility and customer focus. If you’re looking for the most reliable mortgage brokers in Port Melbourne, Mel Finance is your ideal partner.

We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.

Mel Finance will not forget you after your loan has been settled. Mel Finance is paid a continuing trailing commission from the lender that you selected to remain available to answer your questions and modify your loan as necessary, such as fixing or switching products. Your broker will check your loan every year to make sure it is still suitable for your needs. Your broker will also review it against other rates and negotiate with your existing lender to get a better rate.

Our services extend to the Melbourne CBD and its surrounding suburbs, including Port Melbourne.
View our service locations here.

Finance News And Resources

Refinancing Your Home Loan

Refinancing home loan

Tips for Successfully Refinancing Your Home Loan Unlock the secrets to secure mortgage refinancing approval, even in a climate of rising interest rates. As interest

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Unlock Your Financial Potential With Mel Finance - Contact Your Local Mortgage Brokers Today!

When you opt for Mel Finance, you’re signing up for a truly individualised service. Our customer care focuses on treating you as an individual, not just a file number, and we consistently aim for the optimal outcome tailored to your unique circumstances.

To embark on your financial journey with one of our seasoned finance or mortgage brokers in Port Melbourne, get in touch with us today.
Melbourne best mortgage broker

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