Mortgage Broker Preston
Welcome to Mel Finance
A leading figure in the Melbourne mortgage scene, Mel Finance excels in creating individualised loan and refinancing options that maximise your time and financial resources. Backed by an array of top reviews from satisfied Australian clients and a broad lender network, we stand as your trusted option for all Preston mortgage affairs.
All-Inclusive Finance Broker Solutions
Catering to All Your Loan and Refinancing Requirements
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.
Buying your first home can be a thrilling but daunting journey. The Mel Finance crew assists aspiring homeowners in Preston in understanding the property market, determining how much you can borrow, obtaining a home loan, familiarising yourself with various mortgage options and addressing lenders mortgage insurance (LMI). Realise your dream of homeownership with a loan tailored to your needs through our reliable mortgage brokers.
Wondering if there’s a better offer out there? Explore your refinancing options with our experienced mortgage brokers. We’ll guide you from start to finish, helping you weigh your alternatives and settle on a newly refinanced mortgage. Refinancing can be a pathway to obtaining a more favourable interest rate, rolling your debts into a single loan, cutting down the repayment time, and reaching debt freedom sooner.
Navigating a home loan application with a poor credit record can feel overwhelming. The Mel Finance team is here to assist you every step of the way, from enhancing your application to selecting a lender that aligns with your requirements.
If you’re a doctor or healthcare professional, you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).
If you run your own business, securing a loan might be challenging due to lenders requiring evidence of stable income. Mel Finance is here to assist you in gathering the necessary financial documents and exploring various lending options, interest rates, and more.
Get in Touch With A Loan And Refinancing Expert Today
Seeking direction and guidance on your property investment or financial path?Schedule a chat with our team today to explore your possibilities.
Collaborating With More Than 47 Lenders To Secure Great Rates
Discover What Out Customers Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Work With Award-Winning Mortgage Brokers
Mortgage Brokers You Can Trust
In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements.
What’s more, we offer a free discovery session, so you can learn more about what we do and how we can help you, without any obligation. We invite you to learn more about Mel Finance and how we can help you become a homeowner and get the best mortgage possible.
Book a free consultation and discuss your needs with an experienced Preston mortgage broker today.
What Sets Mel Finance Apart
As a mortgage broker, Mel Finance operates as a liaison between you and the lender. Our know-how and software applications enable us to fetch competitive rates and streamline the mortgage settlement process. We’re committed to upholding your interests and handling all the intricacies of the mortgage operation.
There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Preston can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.
When hunting for a home loan, engaging a mortgage broker can significantly reduce your monthly repayments. Given the potential for high lender fees and fluctuating interest rates, having a skilled intermediary is crucial. A proficient mortgage broker can tailor advice to your financial circumstances and can open doors to offers that might not be publicly available. By partnering with an experienced company like Mel Finance, you can secure a loan with competitive rates that meet your needs.
If it’s your first time getting a loan, you might question the need for a mortgage broker when you can talk directly to a bank. However, our expertise allows us to assess your specific needs and compare loan options from a range of lenders, extending beyond just the major banks. We take into account LMI and fluctuating interest rates, ensuring that you get the most value for your money in the long run, minimising monthly payments and total interest costs.
For over a decade, Mel Finance has been serving Preston and the surrounding areas, continually refining our mortgage strategies to offer optimal solutions to our clients, no matter their financial situation. Our client testimonials attest to our high level of service. If you’re in search of trustworthy mortgage brokers in Preston, your search ends with Mel Finance.
We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.
Mel Finance will not forget you after your loan has been settled. Mel Finance is paid a continuing trailing commission from the lender that you selected to remain available to answer your questions and modify your loan as necessary, such as fixing or switching products. Your broker will check your loan every year to make sure it is still suitable for your needs. Your broker will also review it against other rates and negotiate with your existing lender to get a better rate.
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Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Preston.