Mel Finance

Melbourne's Premier Mortgage Brokers

5.0

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Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

Mortgage Broker Melbourne

Mortgage Broker Rosanna

Welcome to Mel Finance

Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Rosanna.

Comprehensive Financial Broker Solutions

At Mel Finance, we recognise that each person's financial situation is unique. That's why we provide tailored service, collaborating with you to identify a business or home loan that aligns with your specific needs.

Your Go-To for Loan and Refinancing Solutions

Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.

Mel Finance is equipped to assist you in making smart investment property choices. We present a wide range of investment loans, and our seasoned brokers in property finance will work with you to identify the loan that best complements your individual needs. Our team is also experienced in advising on how to structure your loan for optimal tax outcomes, whether you’re a first-time buyer or diversifying your property portfolio. 

 Buying your first home can be a thrilling but daunting journey. The Mel Finance crew assists aspiring homeowners in Rosanna in understanding the property market, determining how much you can borrow, obtaining a home loan, familiarising yourself with various mortgage options and addressing lenders mortgage insurance (LMI). Realise your dream of homeownership with a loan tailored to your needs through our reliable mortgage brokers. 

Is a more attractive deal within reach? Evaluate your refinancing options with our team of knowledgeable mortgage brokers. We’re here to assist you through the entire journey, from considering your choices to sealing the deal on your refinanced mortgage. Refinancing might open doors to a reduced interest rate, consolidating your various debts into one manageable loan, shortening your repayment schedule, and speeding up your route to being debt-free. 

Applying for a home loan with bad credit history can be daunting. At Mel Finance, our experienced team will guide you through the process, from strengthening your application to choosing the right lender to meet your needs. 

If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.

If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates. 

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Speak To A Loan And Refinancing Expert Today

Looking for guidance or advice on your property or financing journey?

Book a call with our team today to learn more about your options.

We Partner With Over 47 Lenders To Bring You Competitive Rates

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See What Our Clients Are Saying

Great experience! Lumbini is a great advisor and I would highly recommend him for future brokering advice.
Lachie Sinclair
Lachie Sinclair
February 28, 2024
Best broker I’ve dealt with! I haven’t had to lift a finger, went through the whole process better than I could have ever asked for. I had a ton of questions and got them answered without even asking them. You’re an absolute star Lumbini.
Sandeep Singh
Sandeep Singh
February 24, 2024
Lumbini was amazing with helping me a get a home loan, he explained things easily, found a bank and loan that was suited to me and was there 100% throughout the transaction, Lumbini is officially my broker and would happily recommend him to anyone - thanks Lumbini
Sarah Lewellin
Sarah Lewellin
January 24, 2024
Lumbini made the process so simple and easy for us! He was able to get the approval for us within short period of time to meet the settlement time. He is very professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend!
Andrew Liang
Andrew Liang
January 9, 2024
Managed out refinance excellently. Communication was great.
Maxwell Chiazor
Maxwell Chiazor
January 8, 2024
Our first home buying experience was stress free and less daunting with Lumbini's assistance and reassurance throughout the whole journey. Lumbini always ensures that all our queries and requests are addressed in a prompt manner. He is knowledgeable and his advice is practical and always for our best interest. We are very pleased to have found Lumbini as our mortgage broker. I would highly recommend Mel Finance for anyone who is looking for home financing.
Maria T
Maria T
December 24, 2023
Mel Finance and Lumbini for Best long term mortgage engagements!! We just completed our second property with them and looking forward for more!!! When it comes to mortgages and account formation Lumbini always take care of details and gives you a great peace of mind. Best offers and market leading lenders are their specialties. Apart from just getting the loan sanctioned they advise you on facts and reality which help you make best decision rather than burning money in a long run. Unlike just client lender broker relationship Lumbini and Melfinance strive to keep a long term relationship with client which is only possible by providing quality services and continuous support. Look no further if you need best advices on current market conditions!
Jayesh Nath
Jayesh Nath
December 4, 2023
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one of our questions with patience. I would highly recommend Lumbini as your mortgage broker he is experienced and helps put your mind at ease with all the stressors. Would recommend him to family and friends without question!
Hannah M
Hannah M
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited a remarkable level of professionalism, great service, and care. His patience and attention to detail during our consultations were truly outstanding, making the complex journey of securing a mortgage simple and seamless. I wholeheartedly recommend his services to anyone in need of expert guidance in the mortgage arena. Thank you, Lumbini, for your exceptional support and expertise! 😊
Elizabeth Z
Elizabeth Z
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome. Would definitely be engaging for future mortgage needs. 😀
David Lim
David Lim
October 23, 2023

Work With Award-Winning Mortgage Brokers

Melfinance MFAA 2021
2021

Top 5 Mortgage Broker in VIC/TAS out of 4500 mortgage Brokers.

Melfinance MFAA 2023
2023

Listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide.

MelFinance Elite Broker 2023
2022/2023

Recognised as an Elite broker by Commonwealth Bank Australia due to the quality of loan submissions and accuracy.

Melbourne-Mortgage-Brokers-Award-1.png
2023

Listed by Top Experts who reviewed 131 Mortgage Brokers in Melbourne.

Mortgage-Broker-Melbourne-Choice-Annual-Award-Broker-Seal
2023

Won 2023 Choice Platinum Achiever by LMG.

Platinum Achiever Award 2022
2022

Won the Choice Aggregation Platinum Award out of 1400 Mortgage Brokers in the VIC /TAS group.

Mortgage Brokers You Can Trust

In the quest for the perfect home or commercial property loan, a knowledgeable ally is invaluable. The mortgage brokers at Mel Finance are equipped with extensive experience and a commitment to helping you secure a loan that’s customised to your individual requirements. 

Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage. 

Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Rosanna area today.

Melbourne mortgage broker

What Sets Mel Finance Apart

MFAA APPROVED

In Rosanna, we're recognised as mortgage brokers with MFAA (Mortgage and Finance Association of Australia) accreditation.

AWARD WINNING

Mel Finance has consistently been recognised as a leading mortgage broker over consecutive years.

12 YEARS EXPERIENCE

We've dedicated over 12 years to guiding clients towards attaining their financial targets.

FULLY QUALIFIED

Lumbini's credentials include an MBA in Mortgage Broking from the University of Wales, as well as a Cert IV and a Diploma in Mortgage Broking and Finance.

FULLY LICENSED

With full licensing and ASIC registration, we're in tune with the specialised demands of the mortgage industry.

CLIENT-FOCUSED

Choosing Mel Finance means putting your goals and necessities in capable hands, where they'll always be our main focus.

Frequently Asked Questions

A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.

Navigating through the multitude of mortgage options can be daunting. That’s where a Mortgage Broker comes in. They help you understand the fine print and guide you in selecting a loan that aligns with your needs. After making a choice, your broker ensures that the process unfolds without hiccups, keeping you updated at every step. If you’re in Rosanna, our brokers are available for long-term support as well. With this personalised service, you can be confident that you’re securing the best loan for your circumstances.

Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.

You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.

Having supported the Rosanna community for over 12 years, Mel Finance prides itself on its evolving mortgage services, designed to offer the best possible options to clients from all walks of life. Our glowing client testimonials bear witness to our credibility and customer focus. If you’re looking for the most reliable mortgage brokers in Rosanna, Mel Finance is your ideal partner.

Our services come without a fee. We are compensated by the lender you decide to go with, and this information is made transparent right from the get-go. Other charges you may encounter are from the government and the lender, not us. In fact, using our services can result in cost savings on your loan.

Mel Finance will not forget you after your loan has been settled. Mel Finance is paid a continuing trailing commission from the lender that you selected to remain available to answer your questions and modify your loan as necessary, such as fixing or switching products. Your broker will check your loan every year to make sure it is still suitable for your needs. Your broker will also review it against other rates and negotiate with your existing lender to get a better rate.

Our services extend to the Melbourne CBD and its surrounding suburbs, including Rosanna.
View our service locations here.

Finance News And Resources

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Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!

Opting for Mel Finance is a choice for individualised service. We ensure that you’re seen as a person rather than a number, continually striving to bring you the best outcomes for your unique situation.

Start your journey today with one of our experienced finance or mortgage brokers in Rosanna by contacting us.
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      Melfinance MFAA 2023
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