Mortgage Broker Surrey Hills
Welcome to Mel Finance
At Mel Finance, we’ve earned a reputation as one of the leading mortgage brokers in Melbourne. We specialise in delivering customised loan and refinancing options that save you time and money. With hundreds of five-star reviews from satisfied Australians and access to a wide range of lenders, we’re the trusted choice for all your Surrey Hills mortgage needs.
Comprehensive Financial Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
At Mel Finance, we aim to guide you through the complexities of purchasing investment properties. With a variety of investment loan options, our knowledgeable property finance team will collaborate with you to select the most suitable one for your particular situation. Whether you’re new to investing or growing your portfolio, we can provide guidance on how to optimise your loan structure for tax benefits.
Buying your first home can be a thrilling but daunting journey. The Mel Finance crew assists aspiring homeowners in Surrey Hills in understanding the property market, determining how much you can borrow, obtaining a home loan, familiarising yourself with various mortgage options and addressing lenders mortgage insurance (LMI). Realise your dream of homeownership with a loan tailored to your needs through our reliable mortgage brokers.
Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers. We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage. Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.
Going through a home loan application when you have a shaky credit history can be challenging. At Mel Finance, our seasoned team will steer you through the entire process, from optimising your application to pinpointing the lender that suits your circumstances.
If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
Talk To A Loan And Refinancing Expert Today
In search of help or advice on your real estate or financial decisions?Get in touch with our team today to find out what’s available.
We Partner With Over 47 Lenders To Bring You Competitive Rates
See What Our Clients Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Work With Award-Winning Mortgage Brokers
Home Loan Professionals You Can Rely On
When it comes to finding the right home loan or commercial property loan, it pays to have an expert on your side. At Mel Finance, our team of expert mortgage brokers have a wealth of experience and knowledge to offer and are committed to helping you find the loan that best suits your needs.
Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.
Schedule a no-cost consultation to chat about your requirements with an expert mortgage broker in Surrey Hills today.
The Mel Finance Difference
Mortgage Broker FAQs
A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.
There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Surrey Hills can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.
For over a decade, Mel Finance has been serving Surrey Hills and the surrounding areas, continually refining our mortgage strategies to offer optimal solutions to our clients, no matter their financial situation. Our client testimonials attest to our high level of service. If you’re in search of trustworthy mortgage brokers in Surrey Hills, your search ends with Mel Finance.
Our service is free of charge. The lender you choose pays us a commission. This is fully disclosed to the client at the beginning. There are also fees and charges from the government and lenders. So, your monthly payments for your loan will not incur extra because you worked with a broker. Instead, you’ll save money because you chose to use mortgage brokerage services.
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Our services extend to the Melbourne CBD and its surrounding suburbs, including Surrey Hills.
View our service locations here.
Finance News And Resources
Multiple offset accounts Unlock the potential of your mortgage by exploring the advantages of deploying multiple offset accounts. In this guide, we shed light on
Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
To embark on your financial journey with one of our seasoned finance or mortgage brokers in Surrey Hills, get in touch with us today.