Mel Finance

Brisbane's Premier Mortgage Broker

5.0

140+ Google Reviews

Access The Best Rates For Home Loans and Refinancing

Fast | Simple | Lowest Rates

Book A Free 15-Minute Call With An Expert

Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide

Mortgage Broker Melbourne

Looking For The Best Mortgage Broker Brisbane?

Welcome to Mel Finance Brisbane

Whether you’re a first-time homebuyer or seeking to refinance your property, our award-winning, experienced team of Brisbane mortgage brokers can help. If you need a mortgage broker in Brisbane we can assist in navigating the sometimes complex mortgage and refinancing process. Not only will we find the most competitive solution for your financial needs, our mortgage brokers Brisbane team have access to a huge range of lenders and mortgage products.

At Mel Finance, we pride ourselves on being the best mortgage broker Brisbane has to offer and providing expert, professional advice. With more than 12 years of experience helping our clients discover their dream home or investment property, our team has extensive knowledge and access to more than 50plus lenders across Australia. Our independent mortgage brokers Brisbane can ensure that you receive personalised guidance, advice, and the best lending opportunities available for your financial circumstances. With one of the highest loan approval rates in the business and a proven track record of success, we are your trusted mortgage broker in Brisbane CBD.

We work exclusively for you, not the lender, because we are an independent mortgage broker Brisbane and are not affiliated with any one bank. Because of our independence, we are able to provide a broader range of loan options that are tailored to meet your needs. Whether you need assistance with a residential property or are searching for a commercial mortgage broker Brisbane, our team of experts will walk you through each stage of the mortgage process, assisting you in avoiding common issues and pitfalls and lowering your risk of loan rejection.

Mel Finance: The Smart Choice For Mortgage Brokers Brisbane

finance broker Melbourne
Family Mortgage Broker Melbourne Mob

Speak To A Loan And Refinancing Specialist Now

Looking for guidance or advice on your property or financing journey?

Book a call with our team today to learn more about your options

Mel Finance: The Smart Choice For Mortgage Brokers Brisbane


Our highly experienced team of mortgage brokers Brisbane has over 12 years of solid experience in the finance sector, and we have assisted thousands of clients in securing their dream homes. With hundreds of satisfied clients sharing their positive experiences, Mel Finance is proud to have established a reputation as one of the most experienced and exceptional mortgage brokers in Brisbane. Our reviews and awards speak for themselves. Whether you’re self-employed, looking to buy your first home, or consolidating debt, we can help.

Our access to a broad range of trusted lenders is one of the key benefits of working with an independent mortgage broker in Brisbane like us. For a home loan, most people believe they have to go directly to their bank; however, this restricts your options to just one lender’s offers and mortgage products. Mel Finance, on the other hand, has access to more than 50plus lenders, each with their own unique lending criteria and products. This means you will have access to lending terms and rates that are competitive, flexible, and may not be available through a single bank. Our goal is to provide a tailored solution for your financial needs that will help you achieve your homeownership or investment goals with confidence and ease.

Personalised, Award-Winning Service & Expert Guidance

Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple-property owner.

By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.

Mel Finance can help you make informed decisions when buying investment properties. We offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one tailored to your specific needs. 

Our team can advise on the best way to structure your loan for tax purposes, whether you’re a first-time buyer or expanding your portfolio.

We know that purchasing your first home is an exciting yet often intimidating experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property, figuring out your borrowing capacity, securing a home loan, understanding different mortgage options and mortgage products and dealing with lenders mortgage insurance (LMI). 

Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.

Could you get a better deal? Find out by discussing your options for refinancing with our expert mortgage brokers.
We’ll help you with the entire process, from exploring your options to finalising your refinanced mortgage.

Refinancing a loan could help you to get a lower interest rate, consolidate your debts into one loan, shorten your repayment period and help you become debt free quicker.

Applying for a home loan with bad credit history can be daunting.
At Mel Finance, our experienced team will guide you through the process, from strengthening your application to choosing the right lender to meet your needs.

If you’re a doctor or medical professional you may be eligible for a number of benefits when you take out a home loan, including lower interest rates, higher loan amounts and waived Lenders Mortgage Insurance (LMI).

If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.

finance broker Melbourne
Family Mortgage Broker Melbourne Mob

Speak To A Loan And Refinancing Specialist Now

Looking for guidance or advice on your property or financing journey?

Book a call with our team today to learn more about your options

We Work With Over 47 Lenders
To Help You Get The Best Rates

Suncorp Mortgage Lender Logo
Westpac Mortgage Lender Logo
Rock Building Society Mortgage Lender Logo
resi Mortgage Lender Logo
pepper Mortgage Lender Logo
NAB Mortgage Lender Logo
me bank Mortgage Lender Logo
mac bank Mortgage Lender Logo
Liberty Financial Mortgage Lender Logo
La Trobe Financial Mortgage Lender Logo
ING Direct Mortgage Lender Logo
Heritage Bank Mortgage Lender Logo
Commonwealth Bank Mortgage Lender Logo
Citibank Mortgage Lender Logo
Bankwest Mortgage Lender Logo
Bank of Melbourne Mortgage Lender Logo

See What Our Clients Are Saying

I had such a wonderful experience with Lumbini as my Mortgage Broker. I was a first home buyer and had no idea what to do. I had a meeting with... read more

Sarah Barrett Avatar Sarah Barrett
September 12, 2024

Lumbini helped my property dream become a reality by ushering me along my First Home Buyer journey. Lumbini also helped me to apply for a government grant available to first... read more

R Colwell Avatar R Colwell
September 10, 2024

I can't recommend Lumbini highly enough! Navigating a challenging loan application can be incredibly stressful, but he made the process seamless and manageable. Lumbini’s expertise and dedication were evident from... read more

Uyen Duong Le Avatar Uyen Duong Le
September 9, 2024

Smooth and easy experience with Lumbini, he's able to work with my business situation to get a loan in a challenging lending market and I really appreciate that. Communication is... read more

Lyss Tj Avatar Lyss Tj
August 13, 2024

Work With Brisbane Award-Winning Mortgage Brokers

Melfinance MFAA 2021
2021

Top 5 Mortgage Broker in VIC/TAS out of 4500 mortgage Brokers.

Melfinance MFAA 2023
2023

Listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide.

MelFinance Elite Broker 2023
2022/2023

Recognised as an Elite broker by Commonwealth Bank Australia due to the quality of loan submissions and accuracy.

Melbourne-Mortgage-Brokers-Award-1.png
2023

Listed by Top Experts who reviewed 131 Mortgage Brokers in Melbourne.

Mortgage-Broker-Melbourne-Choice-Annual-Award-Broker-Seal
2023

Won 2023 Choice Platinum Achiever by LMG.

Platinum Achiever Award 2022
2022

Won the Choice Aggregation Platinum Award out of 1400 Mortgage Brokers in the VIC /TAS group.

Brisbane Mortgage Brokers You Can Trust

The team at Mel Finance offers personalised, one-on-one service that guarantees your financial needs are met and exceed expectations. To fully understand the intricacies of your financial circumstances and offer a solution that supports your long-term objectives, our mortgage brokers Brisbane collaborate directly with you throughout the entire process. Whether you’re looking to invest in property, refinance, or purchase your first home, we offer professional assistance every step of the way and go the extra mile to help you make the right financial decisions. 

We’ve earned accolades such as being listed among the top 25 brokers for customer service out of 19,000 mortgage brokers Australia-wide through being nominated in 2021 and 2023 as a state finalist for the Mortgage and Finance Association of Australia (MFAA) customer service award. This award recognises individuals and businesses for exceptional customer service in the mortgage and finance industry. In 2023 we were also awarded the Loan Market Group (LMG) Choice Platinum Achiever for recognition of being one of the top-performing brokers within the LMG Choice Group. This award is based on the volume and number of loans settled each financial year. Plus, in 2024 and 2025, we achieved the Real Estate Business (REB) Residential Mortgage Broker of the year! With Mel Finance, you know you are in safe hands with our trusted advisors. 

We are proud of our excellent approval rates as well. This is due to our extremely thorough pre-application process, in which we evaluate your credit internally before sending your application to any lenders. By using this approach, we can ensure that we only apply to lenders who offer the highest opportunity for approving your loan.​​

Melbourne mortgage broker

The Mel Finance Difference

MFAA APPROVED

We’re MFAA (Mortgage and Finance Association of Australia) approved mortgage brokers in Melbourne.

AWARD WINNING

We’ve been recognised as one of Melbourne’s leading mortgage brokers for several years running.

12 YEARS EXPERIENCE

For over 12 years, we’ve worked with clients to help them achieve their financial goals.

FULLY QUALIFIED

Lumbini has a Diploma of Mortgage Broking (MBA) from the University of Wales and a Cert IV and a Diploma in Mortgage Broking and Finance.

FULLY LICENSED

We’re fully licensed mortgage brokers and registered with ASIC, meaning we understand the unique requirements of the industry.

CLIENT-FOCUSED

When working with Mel Finance, you can trust your goals and needs will always be our priority.

FREQUENTLY ASKED QUESTIONS

If you’re considering applying directly to a bank, you should first consider the numerous benefits of working with a mortgage broker Brisbane CBD. An experienced mortgage broker like the team at Mel Finance has a deep and intimate understanding of the lending landscape and is well versed in the policies and products available in the market. Finding a financial product that suits your goals and financial needs is often a confusing and complex process if you go directly to a bank. All of our mortgage brokers have excellent knowledge of the best loan products available, including those with lower fees, flexible terms, and (most importantly) competitive interest rates.  

Navigating your way through the mortgage process can also be time-consuming and overwhelming for many people. This is where our expert team can provide significant time and effort-saving advice. We can handle all the paperwork for you, deal directly with lenders on your behalf, and keep you updated at every stage of the application process. We offer a smooth, professional service from start to finish and remove the stress of dealing with multiple banks and lenders. A big win-win!
Mel Finance provides specialised services like commercial mortgages and residential loans. Our team of commercial mortgage brokers Brisbane can assist you in finding the perfect mortgage option with favourable terms, whether you’re looking to purchase or refinance a business property. We also specialise in loans for investment properties, giving you the best financial choices to expand your property portfolio.

Whether you want to secure your first home loan, refinance an existing mortgage, or explore options for investment property opportunities, we can help. Our award-winning team has extensive experience working with clients from a variety of backgrounds, including independent contractors and people in unique financial situations. Together, our team has been servicing clients for over 12 years, giving them the skills and know-how to negotiate the absolute best mortgage deal for you.
Mel Finance offers comprehensive mortgage services designed to simplify the mortgage process. Choosing the right mortgage broker Brisbane is crucial to ensuring a smooth and successful home-buying experience. With our expert advice, access to over 50plus lenders, and personalised service, you can rest assured that we will help you find the ideal loan for your needs.

Whether you’re in the Brisbane CBD or anywhere in the surrounding area, Mel Finance is the best mortgage broker Brisbane for all your home loan and investment property needs. Our team is dedicated to helping you achieve your financial goals, ensuring you get the best deal on your mortgage. Contact us today to experience exceptional service, book a free mortgage assessment, and let us guide you through the home loan and mortgaging process with confidence.

Finance News And Resources

Refinancing Your Home Loan

Refinancing home loan

Tips for Successfully Refinancing Your Home Loan Unlock the secrets to secure mortgage refinancing approval, even in a climate of rising interest rates. As interest

Read More »

Achieve Your Financial Goals With Mel Finance

Call Your Local Melbourne Mortgage Brokers, today!

When you choose to work with Mel Finance, you’re choosing a highly personalised experience. Our customer support ensures you’re treated as a person, not a case number, and we’ll always strive to achieve the best result for you and your situation. 

To start your journey with one of our experienced finance brokers or mortgage brokers, contact us today.

Melbourne best mortgage broker

REQUEST AN APPOINTMENT







    MelFinance

    Schedule A No-Obligation Call

    With Melbourne's Premier Mortgage Broker







      Melfinance MFAA 2023
      MelFinance Elite Broker 2023
      Melfinance MFAA 2021
      Free Consultation 1800 941 947