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Mel Finance is listed in the top 25 brokers for Customer Service out of 19,000 Mortgage Brokers Australia-wide
Mortgage Broker Airport West
Welcome to Mel Finance
Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Airport West.
All-Inclusive Finance Broker Solutions
Catering to All Your Loan and Refinancing Requirements
With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.
Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.
Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in Airport West sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers.
Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.
If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates.
Speak To A Loan And Refinancing Expert Today
In search of help or advice on your real estate or financial decisions?
Schedule a chat with our team today to explore your possibilities.Collaborating With More Than 47 Lenders To Secure Great Rates
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Work With Award-Winning Mortgage Brokers
Home Loan Professionals You Can Rely On
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.
Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Airport West area today.
Why Choose Mel Finance
MFAA APPROVED
We're MFAA (Mortgage and Finance Association of Australia) approved mortgage brokers in Airport West.
AWARD WINNING
We've been recognised as one of Melbourne's leading mortgage brokers for several years running.
12 YEARS EXPERIENCE
With over 12 years under our belt, we've assisted clients in realising their financial objectives.
FULLY QUALIFIED
Lumbini's credentials include an MBA in Mortgage Broking from the University of Wales, as well as a Cert IV and a Diploma in Mortgage Broking and Finance.
FULLY LICENSED
As mortgage brokers with full licensing and ASIC registration, we're well acquainted with the distinct requirements of this field.
CLIENT-FOCUSED
Choosing Mel Finance means putting your goals and necessities in capable hands, where they'll always be our main focus.
FAQs
What role does a mortgage broker play?
A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.
Why is having a mortgage broker beneficial?
The mortgage landscape is vast and confusing, with a multitude of products to consider. A Mortgage Broker simplifies this complexity, walking you through the different options and helping you select a loan that suits you best. Once you’ve picked a loan, the broker ensures the process goes smoothly and keeps you in the loop. Additionally, brokers in Airport West offer sustained guidance, allowing you to make the best financial decisions possible.
Is it possible for a mortgage broker to reduce my monthly payments?
Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.
How does a mortgage broker save me money long-term?
You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.
How does Mel Finance stand out among other mortgage brokers?
Mel Finance has been a pillar in the Airport West community for more than 12 years, perfecting our mortgage procedures to provide unmatched financing options to our diverse clientele. Our customer testimonials speak volumes about our commitment to excellence. For the premier mortgage brokers in Airport West, consider Mel Finance as your go-to choice.
What are the costs involved in availing Mel Finance's services?
We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.
Is there continuing support after my loan settles?
After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.
In which suburbs can Mel Finance assist with home loans?
We service clients in the Melbourne CBD area, including Airport West, and across the surrounding suburbs of Melbourne, Australia.
View our service locations here.
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Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Airport West.
