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Melbourne's Premier Mortgage Brokers

Discover The Best Rates For Home Loans and Refinancing

Fast | Simple | Lowest Rates

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Welcome to Mel Finance

Mortgage Broker Airport West

Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Airport West.

Speak To A Loan And Refinancing Expert Today

In search of help or advice on your real estate or financial decisions?

Schedule a chat with our team today to explore your possibilities.

our services

Catering to All Your Loan and Refinancing Requirements

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First Home buyers

Stepping into the realm of homeownership for the first time can be both exhilarating and nerve-wracking. Our team at Mel Finance is here to help first-time buyers in Airport West sail smoothly through the process of purchasing a property. This includes assessing your borrowing potential, securing a suitable home loan, decoding various mortgage alternatives, and handling lenders mortgage insurance (LMI). Embark on your homeownership adventure with a loan that aligns with your needs, backed by our trustworthy mortgage brokers.

Refinancing

Refinancing

Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.

Home Loans

Home Loans

With years of know-how and a comprehensive line-up of home loan choices, our team is here to guide you in selecting the right home loan for your unique needs. Whether you’re new to the property game, an investor, or own multiple properties, we’ll compare a range of lenders to help you secure a fantastic deal and a more competitive rate.

Investment Property Loans

Investment Property Loans

Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.

Investment Property Loans

Doctor Loans

If you work as a doctor or in another medical field, you could qualify for some significant advantages when obtaining a home loan. This includes reduced interest rates, greater loan sums and the removal of Lenders Mortgage Insurance (LMI) costs.

Investment Property Loans

Self Employed Home Loans

If you’re an entrepreneur, you may have stumbled upon some roadblocks when trying to show lenders that you can manage a loan. Mel Finance can assist you in compiling all the necessary income proof and help you weigh your options when it comes to lenders and interest rates.

Professionals

Home Loan Professionals You Can Rely On

Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.

Plus, we offer an obligation-free discovery session, allowing you to gain insights into how Mel Finance can assist you in becoming a homeowner and securing an ideal mortgage for your needs.

Arrange for a complimentary consultation to go over your needs with a knowledgeable mortgage broker in your local Airport West area today.

client testimonials

See What Our Clients Are Saying

Hannah M
January 9, 2024

Lumbini was amazing with helping me a get a home loan, he explained things easily, found a bank and loan that was suited to me and was there 100% throughout the transaction, Lumbini is officially my broker and would happily recommend him to anyone - thanks Lumbini

Sarah Lewellin
November 12, 2023

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one of our questions with patience.
I would highly recommend Lumbini as your mortgage broker he is experienced and helps put your mind at ease with all the stressors. Would recommend him to family and friends without question!

Elizabeth Z
November 3, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited a remarkable level of professionalism, great service, and care. His patience and attention to detail during our consultations were truly outstanding, making the complex journey of securing a mortgage simple and seamless. I wholeheartedly recommend his services to anyone in need of expert guidance in the mortgage arena. Thank you, Lumbini, for your exceptional support and expertise! 😊

Jayesh Nath
December 4, 2023

Mel Finance and Lumbini for Best long term mortgage engagements!!

We just completed our second property with them and looking forward for more!!!

When it comes to mortgages and account formation Lumbini always take care of details and gives you a great peace of mind. Best offers and market leading lenders are their specialties.

Apart from just getting the loan sanctioned they advise you on facts and reality which help you make best decision rather than burning money in a long run.

Unlike just client lender broker relationship Lumbini and Melfinance strive to keep a long term relationship with client which is only possible by providing quality services and continuous support. Look no further if you need best advices on current market conditions!

David Lim
October 23, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome. Would definitely be engaging for future mortgage needs. 😀

Ryan
October 11, 2023

Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience.Lumbini’s knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.

Maria T
December 24, 2023

Our first home buying experience was stress free and less daunting with Lumbini's assistance and reassurance throughout the whole journey. Lumbini always ensures that all our queries and requests are addressed in a prompt manner. He is knowledgeable and his advice is practical and always for our best interest. We are very pleased to have found Lumbini as our mortgage broker. I would highly recommend Mel Finance for anyone who is looking for home financing.

Andrew Liang
January 9, 2024

Lumbini made the process so simple and easy for us! He was able to get the approval for us within short period of time to meet the settlement time. He is very professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend!

Sandeep Singh
February 24, 2024

Best broker I’ve dealt with! I haven’t had to lift a finger, went through the whole process better than I could have ever asked for. I had a ton of questions and got them answered without even asking them. You’re an absolute star Lumbini.

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Reach Us

Realise Your Financial Objectives With Mel Finance - Get in Touch With Your Local Mortgage Brokers Now!

Choosing Mel Finance means you’re opting for a highly personalised experience. We prioritise treating you like a human being rather than just a number, and we never stop pushing for the best possible solutions for your specific situation.

Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Airport West.

why choose mel finance

Why Choose Mel Finance

FAQ

Frequently Asked Questions

A mortgage broker is an intermediary who acts between the borrower and the lender and uses their knowledge and software in order to source competitive rates for the borrower and facilitate a smooth settlement. Mel Finance is there to protect the borrower’s interests and manages the mortgage process.

The mortgage landscape is vast and confusing, with a multitude of products to consider. A Mortgage Broker simplifies this complexity, walking you through the different options and helping you select a loan that suits you best. Once you’ve picked a loan, the broker ensures the process goes smoothly and keeps you in the loop. Additionally, brokers in Airport West offer sustained guidance, allowing you to make the best financial decisions possible.

Getting a home loan can often result in high monthly repayments due to costly lender fees and varying interest rates. A mortgage broker can help you navigate this by offering customised financial advice and introducing you to deals you may not find on your own. Partner with an experienced team like Mel Finance, and you’ll be on your way to securing a loan with favourable rates that suit your individual needs.

You might think that directly approaching a bank for your first loan would eliminate the need for a mortgage broker. However, our role is to evaluate your individual requirements and broaden your horizons by comparing various lenders, not just the major four banks. We look at factors like LMI and interest rates and run the numbers to find the most cost-effective options for you. In doing so, we help reduce both your monthly payments and the total interest accrued over the loan term.

Mel Finance has been a pillar in the Airport West community for more than 12 years, perfecting our mortgage procedures to provide unmatched financing options to our diverse clientele. Our customer testimonials speak volumes about our commitment to excellence. For the premier mortgage brokers in Airport West, consider Mel Finance as your go-to choice.

We offer our services at no direct cost to you. The chosen lender compensates us through a commission, which is disclosed upfront. Apart from this, any fees are those imposed by government bodies and the lender themselves. Engaging us won’t make your loan more expensive; on the contrary, you’re likely to save money.

After your loan is settled, Mel Finance remains your trusted support provider. Funded by a trailing commission from the lender you’ve chosen, we continue to offer assistance, be it answering questions or making necessary adjustments to your loan package. We conduct yearly reviews of your loan, ensuring its suitability and renegotiating terms with your lender as required.

We service clients in the Melbourne CBD area, including Airport West, and across the surrounding suburbs of Melbourne, Australia.

View our service locations here.