Mortgage Broker Kooyong
Welcome to Mel Finance
Mel Finance has carved a niche as leading mortgage broker in Melbourne, offering personalised loan and refinancing packages that are both convenient and economical. Our reputation is backed by countless favourable testimonials from happy Australians and a diverse portfolio of lenders, making us the go-to option for all your mortgage requirements in Kooyong.
A Full Range of Finance Broker Solutions
Catering to All Your Loan and Refinancing Requirements
Our seasoned team has an extensive offering of home loan products. We’ll work closely with you to identify the ideal home loan that aligns with your needs, whether you’re entering the housing market for the first time, looking to invest, or managing more than one property. By evaluating options from multiple lenders, we’ll aim to help you find the best possible deal and a lower rate.
Mel Finance can help you make informed decisions when buying investment properties. We offer a range of investment loans, and our experienced property finance brokers will work with you to find the right one tailored to your specific needs. Our team can advise on the best way to structure your loan for tax purposes, whether you’re a first-time buyer or expanding your portfolio.
Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Kooyong through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.
Wondering if there’s a better offer out there? Explore your refinancing options with our experienced mortgage brokers. We’ll guide you from start to finish, helping you weigh your alternatives and settle on a newly refinanced mortgage. Refinancing can be a pathway to obtaining a more favourable interest rate, rolling your debts into a single loan, cutting down the repayment time, and reaching debt freedom sooner.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
For those in doctor or medical fields, there are exclusive perks you could enjoy when securing a home loan, like discounted interest rates, more substantial loan amounts and Lenders Mortgage Insurance (LMI) exemptions.
If you’re self-employed you may have found it difficult to prove to lenders that your business can support your application for a loan. Mel Finance can help you collate the required proof of income and navigate options for lenders, interest rates and more.
Chat With A Loan And Refinancing Expert Now
Looking for guidance or advice on your property or financing journey?Get in touch with our team today to find out what’s available.
Teaming Up With 47+ Lenders To Help You Find The Best Rates
See What Our Clients Are Saying
Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one... read more
November 12, 2023
I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited... read more
November 3, 2023
Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome.... read more
October 23, 2023
I had a great experience with Mel Finance! I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan... read more
September 20, 2023
Partner With Our Award-Winning Home Loan Professionals
Mortgage Brokers You Can Trust
When you’re on the hunt for the ideal home or commercial property loan, having seasoned professionals in your corner can make all the difference. At Mel Finance, our experienced mortgage brokers bring a broad array of insights and are fully dedicated to matching you with a loan that aligns with your goals.
Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage.
Schedule a no-cost consultation to chat about your requirements with an expert mortgage broker in Kooyong today.
The Mel Finance Difference
Frequently Asked Questions
A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.
There are many different mortgage products on the market, and it can be overwhelming to compare them all. A Mortgage Broker will assist the borrower in navigating the many options. He or she will explain the differences between the products and help you choose the right loan. Once a product is selected, the mortgage broker will help ensure everything runs smoothly and the borrower is kept informed at all times. Beyond helping you at the time of purchase, mortgage brokers in Kooyong can provide ongoing support. With this expert guidance from your broker, you can be sure you’re getting the best business or home loan options available to you.
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
For over a decade, Mel Finance has been serving Kooyong and the surrounding areas, continually refining our mortgage strategies to offer optimal solutions to our clients, no matter their financial situation. Our client testimonials attest to our high level of service. If you’re in search of trustworthy mortgage brokers in Kooyong, your search ends with Mel Finance.
Our services come without a fee. We are compensated by the lender you decide to go with, and this information is made transparent right from the get-go. Other charges you may encounter are from the government and the lender, not us. In fact, using our services can result in cost savings on your loan.
Once your loan is finalised, Mel Finance continues to be your partner. We receive a trailing commission from your chosen lender, which enables us to provide ongoing service, including answering your queries and making necessary modifications to your loan. Our brokers will annually review your loan to ensure it continues to meet your financial goals, and negotiate with your lender for more favourable rates if needed.
Finance News And Resources
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Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
Reach out today to begin your relationship with a knowledgeable finance or mortgage broker in Kooyong.