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Melbourne's Premier Mortgage Brokers

Discover The Best Rates For Home Loans and Refinancing

Quick | Simple | Competitive Rates

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Welcome to Mel Finance

Mortgage Broker Moorabbin

With a well-earned standing as a premier mortgage broker in Melbourne, Mel Finance takes pride in presenting personalised loan and refinancing plans designed to save you both time and money. Our high number of five-star ratings from satisfied clients across Australia and partnerships with an extensive range of lenders solidify our position as the reliable choice for your Moorabbin mortgage needs.

Speak To A Loan And Refinancing Expert Now

Seeking direction and guidance on your property investment or financial path?

Book a call with our team today to learn more about your options.

our services

Your Go-To for Loan and Refinancing Solutions

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First Home buyers

Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Moorabbin through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.

Refinancing

Refinancing

Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.

Home Loans

Home Loans

Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.

Investment Property Loans

Investment Property Loans

Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.

Investment Property Loans

Doctor Loans

If you’re a doctor or healthcare professional, you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).

Investment Property Loans

Self Employed Home Loans

Being self-employed often makes the loan application process more complex, as lenders look for steady income proof. Mel Finance can guide you through assembling the documentation you need and help you decipher different lending choices, interest rates and additional factors.

Professionals

Mortgage Advisers You Can Have Confidence In

Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.

Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage.

Book a free consultation and discuss your needs with an experienced Moorabbin mortgage broker today.

client testimonials

See What Our Clients Are Saying

Hannah M
January 9, 2024

Lumbini was amazing with helping me a get a home loan, he explained things easily, found a bank and loan that was suited to me and was there 100% throughout the transaction, Lumbini is officially my broker and would happily recommend him to anyone - thanks Lumbini

Sarah Lewellin
November 12, 2023

Lumbini was incredibly helpful throughout the whole process. We were first home buyers had had no idea where to start and he explained everything to us and answered every one of our questions with patience.
I would highly recommend Lumbini as your mortgage broker he is experienced and helps put your mind at ease with all the stressors. Would recommend him to family and friends without question!

Elizabeth Z
November 3, 2023

I am delighted to share my recent experience in purchasing a new home and express my heartfelt appreciation to our dedicated mortgage broker, Lumbini. Throughout the entire process, Lumbini exhibited a remarkable level of professionalism, great service, and care. His patience and attention to detail during our consultations were truly outstanding, making the complex journey of securing a mortgage simple and seamless. I wholeheartedly recommend his services to anyone in need of expert guidance in the mortgage arena. Thank you, Lumbini, for your exceptional support and expertise! 😊

Jayesh Nath
December 4, 2023

Mel Finance and Lumbini for Best long term mortgage engagements!!

We just completed our second property with them and looking forward for more!!!

When it comes to mortgages and account formation Lumbini always take care of details and gives you a great peace of mind. Best offers and market leading lenders are their specialties.

Apart from just getting the loan sanctioned they advise you on facts and reality which help you make best decision rather than burning money in a long run.

Unlike just client lender broker relationship Lumbini and Melfinance strive to keep a long term relationship with client which is only possible by providing quality services and continuous support. Look no further if you need best advices on current market conditions!

David Lim
October 23, 2023

Lumbini was fantastic to work with. He made the process less complicated and provided appropriate advice and care. Overall a pretty seamless engagement and couldn't be happier with the outcome. Would definitely be engaging for future mortgage needs. 😀

Ryan
October 11, 2023

Lumbini and the team at Mel Finance were beyond wonderful with helping me with my first home loan experience.Lumbini’s knowledge and experience were second to none. He was present and available every step of the way from day one till the day I moved in to my first home. He was always there for every question I had no matter how small and his dedication was incredible. Very highly recommend this Mortgage Broker in Melbourne.

Maria T
December 24, 2023

Our first home buying experience was stress free and less daunting with Lumbini's assistance and reassurance throughout the whole journey. Lumbini always ensures that all our queries and requests are addressed in a prompt manner. He is knowledgeable and his advice is practical and always for our best interest. We are very pleased to have found Lumbini as our mortgage broker. I would highly recommend Mel Finance for anyone who is looking for home financing.

Andrew Liang
January 9, 2024

Lumbini made the process so simple and easy for us! He was able to get the approval for us within short period of time to meet the settlement time. He is very professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend!

Sandeep Singh
February 24, 2024

Best broker I’ve dealt with! I haven’t had to lift a finger, went through the whole process better than I could have ever asked for. I had a ton of questions and got them answered without even asking them. You’re an absolute star Lumbini.

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Reach Us

Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!

By teaming up with Mel Finance, you’re selecting a tailored experience that prioritises your unique needs. Our customer support is committed to recognising you as an individual, not merely as a case number, and we’re devoted to securing the best results for you.

To get started with one of our seasoned finance or mortgage brokers in Moorabbin, connect with us today.

why choose mel finance

Why Choose Mel Finance

FAQ

Frequently Asked Questions

A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.

The range of available mortgage options can be staggering, making it difficult to choose the right one. This is where a Mortgage Broker steps in, providing clarity and direction in making the appropriate selection. Once a loan is chosen, the broker will manage the entire process, keeping you well-informed. If you’re from Moorabbin, know that the service doesn’t end with the purchase; you get ongoing support. With this level of personalised assistance, you can rest easy knowing you’re making wise financial choices.

Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.

If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.

Our company has helped the residents of Moorabbin for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Moorabbin, give our team at Mel Finance a call.

There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.

The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.

We assist clients primarily in the Melbourne CBD as well as the neighbouring suburbs, like Moorabbin, in Melbourne, Australia.

View our service locations here.