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Mortgage Broker Moorabbin
Welcome to Mel Finance
With a well-earned standing as a premier mortgage broker in Melbourne, Mel Finance takes pride in presenting personalised loan and refinancing plans designed to save you both time and money. Our high number of five-star ratings from satisfied clients across Australia and partnerships with an extensive range of lenders solidify our position as the reliable choice for your Moorabbin mortgage needs.
Comprehensive Financial Broker Solutions
Your Go-To for Loan and Refinancing Solutions
Our team have years of experience and a wide range of home loan products to offer. We’ll work with you to find the right home loan tailored to your specific needs, whether you’re a first home buyer, an investor or a multiple property owner. By comparing a panel of lenders, we’ll help you secure the best deal and get a better rate.
Turn to Mel Finance for the guidance you need for successful investment property acquisitions. With an extensive range of investment loan options, our skilled property finance brokers will work alongside you to pinpoint the right loan customised to your needs. Whether you’re a first-timer or looking to increase your real estate assets, we can advise you on the most tax-efficient way to set up your loan.
Purchasing your first home is an emotional rollercoaster, filled with excitement and apprehension. At Mel Finance, we guide first-time homebuyers in Moorabbin through the maze of property acquisition, from assessing your borrowing ability to navigating home loans and sorting through mortgage options, as well as managing lenders mortgage insurance (LMI). Achieve your dream of a perfect home with a loan that’s right for you, all with the help of our dependable mortgage brokers.
Could there be a better option for you? Discuss your refinancing opportunities with our expert mortgage brokers. We’ll take you through every step, from investigating your possible choices to putting the finishing touches on your refinanced mortgage. Refinancing could pave the way for lowering your interest rates, merging all your debts into one streamlined loan, shortening the time frame for repayments, and getting you on track to be debt-free faster.
Submitting a home loan application with a less-than-stellar credit background can be a challenging task. Our skilled team at Mel Finance will walk you through the journey, from strengthening your application to matching you with the right lender for your situation.
If you’re a doctor or healthcare professional, you may have access to a suite of benefits upon taking out a home loan. These could encompass lower interest charges, greater loan capacity and the waiving of Lenders Mortgage Insurance (LMI).
Being self-employed often makes the loan application process more complex, as lenders look for steady income proof. Mel Finance can guide you through assembling the documentation you need and help you decipher different lending choices, interest rates and additional factors.
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Seeking direction and guidance on your property investment or financial path?
Book a call with our team today to learn more about your options.Collaborating With More Than 47 Lenders To Secure Great Rates
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Partner With Our Award-Winning Home Loan Professionals
Mortgage Advisers You Can Have Confidence In
Searching for the right home or commercial property loan? It’s crucial to have an informed team backing you. At Mel Finance, our expert mortgage brokers are rich in experience and committed to finding a loan that serves you best.
Additionally, we provide a no-obligation discovery session to help you understand our services better and how they can benefit you. We welcome you to explore what Mel Finance offers and how we can assist you in securing the most beneficial mortgage.
Book a free consultation and discuss your needs with an experienced Moorabbin mortgage broker today.
Why Choose Mel Finance
MFAA APPROVED
We hold MFAA (Mortgage and Finance Association of Australia) approval as mortgage brokers serving the Moorabbin area.
AWARD WINNING
We've consistently been identified as a standout mortgage broker in Melbourne.
12 YEARS EXPERIENCE
We've dedicated over 12 years to guiding clients towards attaining their financial targets.
FULLY QUALIFIED
Lumbini has a Diploma of Mortgage Broking (MBA) from the University of Wales and a Cert IV and a Diploma in Mortgage Broking and Finance.
FULLY LICENSED
We're fully licensed mortgage brokers and registered with ASIC, meaning we understand the unique requirements of the industry.
CLIENT-FOCUSED
At Mel Finance, rest assured that your goals and requirements are always at the forefront of our efforts.
Your Questions Answered
What's the function of a mortgage broker?
A mortgage broker serves as a bridge between you, the borrower, and the lending institution. Using their skillset and software tools, they work to find you the most favourable interest rates and ensure that the mortgage process runs seamlessly.
Why do you need a mortgage broker to help you?
The range of available mortgage options can be staggering, making it difficult to choose the right one. This is where a Mortgage Broker steps in, providing clarity and direction in making the appropriate selection. Once a loan is chosen, the broker will manage the entire process, keeping you well-informed. If you’re from Moorabbin, know that the service doesn’t end with the purchase; you get ongoing support. With this level of personalised assistance, you can rest easy knowing you’re making wise financial choices.
Could a mortgage broker help me cut down on monthly mortgage repayments?
Searching for a home loan can be a costly affair, especially with steep lender fees and rising interest rates. This is where a mortgage broker can prove invaluable. They can offer personalised financial guidance and access to exclusive deals, thereby lowering your monthly repayments. So, for optimal financial solutions, trust a well-versed team like Mel Finance to secure a loan with the most advantageous rates.
What's the long-term financial benefit of using a mortgage broker?
If you’re a first-time borrower, you might wonder why you’d need a mortgage broker when you can directly engage with a bank. What we bring to the table is the ability to scrutinise your particular financial needs and compare a vast array of lenders beyond just the big four. We factor in elements like LMI and interest rates to pinpoint the most economical options for you. This not only lowers your monthly repayments but also reduces the total interest you’d pay over the loan’s lifespan.
How does Mel Finance stand out among other mortgage brokers?
Our company has helped the residents of Moorabbin for over 12 years. We have been developing our mortgage processes over the years to ensure our clients get the best options and financing support, regardless of their circumstances. Look at the testimonials of our clients to see why they love us! If you’re looking for the best mortgage brokers in Moorabbin, give our team at Mel Finance a call.
Are there any charges for using Mel Finance's services?
There are no fees for our service. The lender you opt for pays us a commission, and we’re open about this from the outset. Any other costs you may encounter would come from the government or the lenders themselves. Your loan repayments won’t be higher as a result of using our services; in reality, you’ll likely save money.
Do mortgage brokers offer an ongoing service?
The relationship doesn’t end once your loan is settled. Mel Finance continues to support you, funded by a trailing commission from the lender you pick. This allows us to remain available for queries or to help you make changes to your loan structure, such as switching products. We also annually evaluate your loan’s suitability and negotiate better terms with your lender when possible.
Which suburbs do you get home loans for?
We assist clients primarily in the Melbourne CBD as well as the neighbouring suburbs, like Moorabbin, in Melbourne, Australia.
View our service locations here.
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Reach Your Financial Goals With Mel Finance - Speak to Our Local Mortgage Brokers Now!
To get started with one of our seasoned finance or mortgage brokers in Moorabbin, connect with us today.